Finance & accounting · Ranked by price to features
10 Best Invoicing Software for Contractors of 2026
By the Rankozo research desk · Updated November 9, 2026 · Next review December 24, 2026
Joist is the best invoicing software for contractors in 2026; Jobber suits contractors who also need scheduling and online booking; Square Invoices has a free plan, and Joist Basics costs $8.34 a month billed annually.
- Tools ranked
- 10
- With free plan
- 2
- Cheapest paid plan
- Invoice2go, $6.67
- per month ($79.99 per year)
By the numbers
- $198.25 billionUS merchants paid $198.25 billion in card processing fees in 2025, a new record according to the Nilson Report.Nilson Report
- 1.59%The weighted average card processing fee paid by US merchants reached 1.59% of purchase volume in 2025.Nilson Report
- 79.34%Credit cards accounted for 79.34% of all card processing fees US merchants paid in 2024.Nilson Report
- $0.52Debit transactions exempt from Regulation II, mostly cards from issuers under $10 billion in assets, carried an average interchange fee of $0.52 in 2023.Federal Reserve Board
- 1.15%After Brexit, Visa and Mastercard raised interchange on UK-EEA online card payments fivefold, from 0.2% to 1.15% for debit and from 0.3% to 1.5% for credit.Payment Systems Regulator
- £170 millionUK businesses pay at least £170 million more a year in Visa and Mastercard scheme and processing fees than seven years earlier, the PSR estimates.Payment Systems Regulator
Comparison table
| Tool | |||||
|---|---|---|---|---|---|
| Jobber | 01 | 8.7 | 8.4 | $29per month for 1 user | No |
| Joist | 02 | 8.7 | 9.3 | $8.34per month | No |
| Square Invoices | 03 | 8.6 | 9.3 | $49per location per month | Yes |
| Housecall Pro | 04 | 8.3 | 7.6 | $59per month for 1 user | No |
| Invoice2go | 05 | 8.3 | 8.9 | $6.67per month ($79.99 per year) | No |
| QuickBooks Online | 06 | 8.1 | 7.8 | $38per month for 1 user | Yes |
| FreshBooks | 07 | 8.0 | 7.8 | $23per month | No |
| Contractor Foreman | 08 | 7.8 | 7.2 | $49per month for 1 user | No |
| Markate | 09 | 7.8 | 7.9 | $45.95per month | No |
| Workiz | 10 | 7.3 | 6.0 | Check price | No |
Click a column to sort. Prices are the cheapest paid plan quoted from each vendor's US pricing page; "Check price" means the US price check is pending.
How this ranking works
One method for every tool. We compared documented features and published prices; we did not run hands-on tests. Value carries the most weight.
Full methodThis list is for tradespeople and small contractors who write estimates and send invoices from the job site and want to compare app prices and payment fees before they choose. Some tools here are simple estimating and invoicing apps, some are field service platforms and some are accounting software, so the cheapest choice depends on how many invoices you send and whether you need scheduling. We compared documented features, published prices and published processing fees on each vendor's own pages and scored value at 40%, features at 35% and ease of use at 25%. Prices are the cheapest paid plan in USD as shown in November 2026. One vendor publishes no prices and is marked as pending.
The verdict
Most solo contractors should start with Joist, which costs $8.34 a month on annual billing and moves estimates to invoices on a phone, or step up to Pro at $17 for unlimited documents. Choose Jobber at $29 a month on annual billing if you also want online booking and scheduling. Square Invoices is the pick if you want to pay nothing per month and see every card and ACH fee in advance. Invoice2go is cheapest for very low volume at $79.99 a year. Housecall Pro, Contractor Foreman and Workiz make sense once you run a crew or bill large projects.
- 01Top value
Jobber
8.7/10Field service app for home service contractors that covers requests, quotes, scheduling, invoicing and online payments.
Price
$29per month for 1 user
Core $29 per month billed annually ($49 monthly) for 1 user; Connect $99 and Grow $149 billed annually
“Core 1 user For the pro who wants to build and grow their business on one easy-to-use platform. $49/mo $ 29 /mo Billed annually” Quoted from the pricing page, November 9, 2026.
- Free plan
- No
- Value (40%)
- 8.4
- Features (35%)
- 8.8
- Ease of use (25%)
- 8.9
Best forContractors who want quoting and invoicing tied to scheduling and client booking in one app.
Jobber is the pick when quoting and invoicing need to sit inside a wider system for booking and scheduling work. Core costs $29 a month on annual billing, or $49 month to month, for one user, and covers online job booking and scheduling, professional quotes and invoices. Connect, at $99 a month billed annually ($139 monthly), adds automated client reminders, automatic payment collection, time and expense tracking and QuickBooks Online sync, which is where most busy contractors end up. Grow, at $149 annually ($199 monthly), adds quotes with rich visuals and reviews, two-way SMS and custom workflow automations. Paid add-ons include an AI Receptionist at $29 a month, a Sales Pipeline at $49 and a Marketing Suite at $99. It scores below Joist on value because a solo tradesperson who only needs estimates and invoices pays more here, but it scores higher on features once scheduling and follow-ups matter.
- ✓Core includes quotes, invoices and online booking for $29 a month on annual billing
- ✓Annual billing saves up to 25%
- ✓Clear path from Core to automation on Connect and job costing on Grow
- ✕Listed prices are for 1 user
- ✕Automatic payment collection and QuickBooks sync start at $99 a month on Connect
- ✕Add-ons such as the AI Receptionist ($29 a month) and Sales Pipeline ($49 a month) cost extra
- Cheapest paid plan:
- Core, $29/mo billed annually
- Monthly billing:
- $49/mo for Core
- Annual discount:
- Up to 25%
- AI Receptionist add-on:
- $29/mo
Bottom line: The strongest all-round app for contractors who quote, schedule and invoice in one place, from $29 a month on annual billing. Budget for Connect if you want automatic payment collection.
- 02
Joist
8.7/10Estimating and invoicing app for contractors that turns estimates into invoices on a phone and takes online payments and deposits.
Price
$8.34per month
Basics $10 per month or $8.34 per month billed annually (5 documents a month); Pro $17 per month for unlimited documents
“Basics Best for occasional jobs or businesses just starting out. $12 $10 $8.34 /mo /mo Billed monthly, switch to annual for 2 months free” Quoted from the pricing page, November 9, 2026.
- Free plan
- No
- Free trial
- 14 days
- Value (40%)
- 9.3
- Features (35%)
- 7.8
- Ease of use (25%)
- 9.0
Best forSolo contractors and small remodeling crews who quote in the driveway and want the lowest monthly cost.
Joist ranks first because it is built around the exact job this list covers: writing an estimate on site, getting it approved and turning it into an invoice without retyping. Basics costs $10 a month, or $8.34 a month on annual billing, and includes online payments, estimate to invoice conversion, built-in AI tools and homeowner financing, but caps you at 5 documents a month. Most working contractors will want Pro at $17 a month ($14.17 annually), which lifts the cap to unlimited documents and clients and adds your logo, line items with photos, client activity tracking and work orders. Elite at $32 a month adds change orders, license and insurance details, business and sales reports and Joist Reviews. The new Run plan adds job organization and visit scheduling at an introductory $70 a month. Joist does not publish its card processing rate on the pricing page, so check it during the 14-day trial before you rely on online payments.
- ✓Basics costs $8.34 a month on annual billing, the lowest paid entry price on this list
- ✓Pro adds unlimited documents and clients for $17 a month
- ✓14-day free trial with no credit card
- ✕Basics stops at 5 documents a month
- ✕Change orders and business reports wait until Elite at $32 a month
- ✕Card processing rates are not listed on the pricing page
- Cheapest paid plan:
- Basics, $8.34/mo billed annually
- Unlimited documents:
- From Pro, $17/mo
- Annual discount:
- 2 months free
- Free trial:
- 14 days, no credit card
Bottom line: The cheapest serious estimating and invoicing app for contractors, with unlimited documents from $17 a month. Ask for the card rate before you move all payments to it.
- 03
Square Invoices
8.6/10Invoicing and estimates from Square with a free plan and published card and bank transfer fees.
Price
$49per location per month
Free plan; Square Plus $49 and Premium $149 per location per month
“With Square Plus and Square Premium, the monthly fee applies to each location you run. $0/mo. per location $49/mo. per location $149/mo. per location” Quoted from the pricing page, November 9, 2026.
- Free plan
- Yes
- Value (40%)
- 9.3
- Features (35%)
- 7.6
- Ease of use (25%)
- 8.8
Best forContractors who want free invoicing software and clear, published payment fees.
Square Invoices is the best free option for contractors because it charges nothing per month and publishes every processing fee in one table. On the free plan you can send unlimited invoices and recurring invoices, write estimates and send them by email, text or link, request a deposit up front and set a later due date for the balance, and keep invoices, estimates and contracts in a project workspace. The trade-off is in the fees: invoice card payments cost 3.3% + 30¢ on Free against 2.9% + 30¢ on Square Plus, and ACH bank transfers cost 1% with a $1 minimum and no cap on Free, while Plus caps them at $10. On a large remodeling invoice paid by bank transfer, that cap alone can cover the $49 monthly fee. Plus also adds milestone payment schedules and multi-package estimates. Square has no scheduling or dispatch inside invoicing, so it suits contractors who run jobs from a calendar they already use.
- ✓Free plan with unlimited invoices and estimates
- ✓Every fee is published: 3.3% + 30¢ for online card payments on Free
- ✓Plus caps ACH invoice fees at $10 per payment
- ✕Online card fees on the free plan are higher than on Plus (2.9% + 30¢)
- ✕Multi-package estimates and milestone payment schedules need Plus at $49 a month
- ✕No job scheduling or dispatch built into invoicing
- Free plan:
- Yes, Square Free
- Online card fee:
- 3.3% + 30¢ on Free, 2.9% + 30¢ on Plus
- ACH via invoice:
- 1%, $1 min; $10 cap on Plus and Premium
- In-person card fee:
- 2.6% + 15¢ on Free
Bottom line: The best free invoicing software for contractors, with every card and ACH fee published. Upgrade to Plus when large bank transfer payments make the $10 ACH cap worth $49 a month.
- 04
Housecall Pro
8.3/10Home service software with estimates, invoices, online booking, scheduling and consumer financing.
Price
$59per month for 1 user
Basic $59 per month billed annually ($79 monthly) for 1 user; Essentials $149 for 5 users
“$59 /mo (Billed annually) Start Free Trial Compare All Plans All prices are in USD and are exclusive of sales tax.” Quoted from the pricing page, November 9, 2026.
- Free plan
- No
- Free trial
- 14 days
- Value (40%)
- 7.6
- Features (35%)
- 8.9
- Ease of use (25%)
- 8.5
Best forResidential trade businesses that sell bigger jobs with financing and need dispatch for a crew.
Housecall Pro is the most complete package here for residential trades that sell big tickets and run a crew. Basic costs $59 a month on annual billing, or $79 monthly, for one user and already includes online booking from Google or your website, scheduling and dispatch, estimates, invoices and online payments. Essentials, at $149 a month annually ($189 monthly), includes five users and adds routes, flat-rate pricing, checklist automations, photo reports, job costing and review management. MAX includes eight users at $299 a month and charges $35 a month for each extra user. Consumer financing runs through Wisetack, with the vendor's example showing a $1,200 job financed over 12 months at 8.9% APR and offers ranging from 0% to 35.9% APR. Housecall Pro does not require a long-term contract and offers a 14-day trial without a card. It ranks lower on value because a solo contractor who mainly needs quotes and invoices pays far more than with Joist or Square.
- ✓Consumer financing helps sell larger jobs
- ✓No long-term contract required
- ✓14-day free trial with no credit card
- ✕Basic costs $59 a month on annual billing, more than twice Jobber Core
- ✕Basic includes 1 user; Essentials at $149 includes 5
- ✕Extra users on MAX cost $35 a month each
- Cheapest paid plan:
- Basic, $59/mo billed annually
- Monthly billing:
- $79/mo for Basic
- Users included:
- 1 on Basic, 5 on Essentials, 8 on MAX
- Contract:
- No long-term contract
Bottom line: The best fit for crews that sell larger residential jobs with financing and need dispatch. Solo contractors who only invoice will pay less elsewhere.
- 05
Invoice2go
8.3/10Mobile invoicing app for service businesses with estimates, a built-in business bank account and card fees that drop on higher plans.
Price
$6.67per month ($79.99 per year)
Starter $79.99 per year (30 invoices a year); Professional $119.99 and Premium $449.99 per year
“Starter All the must-have tools to help you start your service business $95.88/year $79.99/year Save 16%” Quoted from the pricing page, November 9, 2026.
- Free plan
- No
- Free trial
- 30 days
- Value (40%)
- 8.9
- Features (35%)
- 7.4
- Ease of use (25%)
- 8.6
Best forLow-volume contractors who send a few invoices a month and want card fees stated up front.
Invoice2go is built for tradespeople who invoice from a phone and want to know the card fee before they sign up. Starter costs $79.99 a year, about $6.67 a month, and includes unlimited estimates, projects, clients and team members, invoice reminders, client activity alerts and free ACH bank transfer payments. Card payments cost 3.5% on Starter, 3% on Professional ($119.99 a year) and 2.9% on Premium ($449.99 a year), and PayPal payments cost 2.9% + 30¢ on every plan. The catch is the invoice cap: Starter allows 30 invoices a year and Professional 100, so a contractor billing several jobs a week will need Premium, which also adds recurring invoices and phone support. Professional adds QuickBooks and Xero integration and advanced reports. Invoice2go also offers a no-fee business bank account and Visa debit card, and its FAQ says there are no additional monthly add-on costs. The free trial lasts 30 days.
- ✓Starter costs $79.99 a year
- ✓Card fees are published per plan: 3.5%, 3% and 2.9%
- ✓Unlimited team members on all plans
- ✕Starter allows only 30 invoices a year and Professional 100
- ✕Recurring invoices and phone support are Premium only
- ✕Accounting integration starts on Professional
- Cheapest paid plan:
- Starter, $79.99/year
- Card payment fee:
- 3.5% Starter, 3% Professional, 2.9% Premium
- ACH bank transfers:
- Free
- Invoice limit:
- 30/year Starter, 100/year Professional, unlimited Premium
Bottom line: A low-cost, phone-first invoicing app with card fees published for every plan. Count your yearly invoices first, because the Starter and Professional caps are tight.
- 06
QuickBooks Online
8.1/10Accounting software from Intuit with invoicing, card and bank payments through QuickBooks Payments, and project profitability on Plus.
Price
$38per month for 1 user
QuickBooks Free at $0; Simple Start $38 per month (50% off for 3 months) for 1 user
“Simple Start For starting small $38 $19 / mo 50% off for 3 months*” Quoted from the pricing page, November 9, 2026.
- Free plan
- Yes
- Free trial
- 30 days
- Value (40%)
- 7.8
- Features (35%)
- 8.6
- Ease of use (25%)
- 7.8
Best forContractors who want invoices to flow straight into their books and tax records.
QuickBooks Online makes sense for contractors who care as much about clean books as about fast invoices. Simple Start costs $38 a month, with 50% off for the first 3 months, and covers one user plus two accountants. It lets you invoice and get paid by card or bank transfer through QuickBooks Payments, with status updates and reminders, and adds automated bookkeeping and profit and loss reports. Essentials at $85 a month adds three users and the option to add employee time to invoices. Plus at $140 a month adds five users, budgets, inventory and project profitability tracking, which is the feature remodelers and builders usually want. Intuit also offers QuickBooks Free at $0 with no credit card for getting organized and paid. QuickBooks is not a job management app, so there is no built-in scheduling or on-site estimate approval flow like Joist or Jobber, and its processing rates are not listed on the pricing page.
- ✓Invoices and accounting live in one system
- ✓QuickBooks Free costs $0 with no credit card
- ✓30-day free trial on paid plans
- ✕Simple Start costs $38 a month after the 3-month discount
- ✕Project profitability needs Plus at $140 a month
- ✕No estimate-to-schedule job workflow like field apps
- Free option:
- QuickBooks Free, $0/mo
- Cheapest paid plan:
- Simple Start, $38/mo
- Users:
- 1 on Simple Start, 3 on Essentials, 5 on Plus
- Free trial:
- 30 days
Bottom line: The right choice when invoices must land in proper accounting, from $38 a month or free with QuickBooks Free. Pair it with a field app if you also need scheduling.
- 07
FreshBooks
8.0/10Invoicing and accounting software with estimates, proposals and card, ACH and Buy Now, Pay Later payments.
Price
$23per month
Lite $23 per month (80% off for 4 months, from $4.60); Plus $43 and Premium $70 per month
“Lite $ 4 .60 USD/mo 80% Off for 4 Months Was $23.00” Quoted from the pricing page, November 9, 2026.
- Free plan
- No
- Value (40%)
- 7.8
- Features (35%)
- 8.0
- Ease of use (25%)
- 8.3
Best forContractors with a small number of repeat clients who want invoicing and simple accounting together.
FreshBooks suits contractors who bill a short list of clients and want invoices, estimates and bookkeeping in one place. Lite lists at $23 a month, with an introductory offer of $4.60 a month for the first 4 months, and lets you invoice 5 clients, create and send estimates, track expenses and get paid by card, ACH bank transfer, Apple Pay, Google Pay or Buy Now, Pay Later. Plus at $43 a month raises the limit to 50 clients and adds proposals, client retainers, receipt scanning and accountant access. Premium at $70 a month removes the client cap and adds project profitability and custom email templates. The client caps are the main limit for trades: a handyman with many one-off homeowners will outgrow Lite fast. Team members cost $11 a month each and Advanced Payments is a $20 a month add-on. FreshBooks offers a 30-day money-back guarantee.
- ✓Estimates and card payments are included on Lite
- ✓Introductory price of $4.60 a month for 4 months on Lite
- ✓Customers can pay by Buy Now, Pay Later
- ✕Lite limits you to 5 billable clients and Plus to 50
- ✕Each extra team member costs $11 a month
- ✕Advanced Payments is a $20 a month add-on
- Cheapest paid plan:
- Lite, $23/mo
- Client limit:
- 5 on Lite, 50 on Plus, unlimited on Premium
- Team members:
- $11/mo per user
- Money-back guarantee:
- 30 days
Bottom line: A tidy invoicing and accounting combo for contractors with few repeat clients, from $23 a month. The 5-client cap on Lite rules it out for high-volume homeowner work.
- 08
Contractor Foreman
7.8/10Construction management software for contractors with estimates, invoices, change orders, schedule of values and online payments.
Price
$49per month for 1 user
Basic $49 per month billed annually ($588 a year) for 1 user; Standard $105 annually or $139 monthly for up to 3 users
“Basic $49 per month 1 Users FREE for 30 days then pay $588 annually at renewal.” Quoted from the pricing page, November 9, 2026.
- Free plan
- No
- Free trial
- 30 days
- Value (40%)
- 7.2
- Features (35%)
- 8.7
- Ease of use (25%)
- 7.3
Best forGeneral contractors and remodelers who invoice against project budgets, change orders and a schedule of values.
Contractor Foreman is for builders whose invoices depend on project budgets rather than one-off service calls. Basic costs $49 a month but is sold only on annual billing, $588 a year, for one user; Standard covers up to 3 users at $105 a month annually or $139 monthly, Plus covers 8 users at $166 or $199, and Pro covers 15 users at $221 or $279. The feature list is construction-specific: estimates, invoices, online payments, change orders, a schedule of values that sets how clients will be billed, work orders for small jobs, bid management, purchase orders, daily logs, permits, punchlists and time cards. It integrates with QuickBooks, CompanyCam, Zapier and Angi Leads. There is a 30-day free trial and a 100-day money-back guarantee on larger annual plans. The trade-off is effort and cost: it takes more setup than Joist or Invoice2go, and the cheapest monthly plan is $139, so it scores lower on value for small trades.
- ✓Construction billing tools such as schedule of values and change orders
- ✓30-day free trial
- ✓100-day money-back guarantee on larger annual plans
- ✕Basic is sold on annual billing only, $588 up front
- ✕Monthly billing starts at $139 for Standard
- ✕More setup than a phone-first invoicing app
- Cheapest paid plan:
- Basic, $49/mo billed annually
- Monthly billing:
- From $139/mo (Standard)
- Users:
- 1 Basic, 3 Standard, 8 Plus, 15 Pro
- Free trial:
- 30 days
Bottom line: The most construction-focused tool here, with change orders and schedule of values billing. It is more than a solo tradesperson needs and costs $588 a year up front.
- 09
Markate
7.8/10Service operations platform with a single owner operator plan, progress invoices, and payments through Square.
Price
$45.95per month
Owner Operator $49.95 per month or $45.95 per month billed yearly; team access $5 per employee per month
“Owner Operator $ 49 .95 USD per month $ 45 .95 USD per month billed yearly” Quoted from the pricing page, November 9, 2026.
- Free plan
- No
- Value (40%)
- 7.9
- Features (35%)
- 7.9
- Ease of use (25%)
- 7.6
Best forOwner operators who want job management and progress invoicing on one flat plan and already use Square.
Markate takes a different approach to pricing: one Owner Operator plan at $49.95 a month, or $45.95 a month billed yearly as a single payment of $551.40, with team access at $5 per employee per month. That base plan includes progressive and recurring invoices, online card payments, ACH bank payments and saved cards through Square, tip collection, automated invoice follow-ups, customer financing through Wisetack and QuickBooks Online integration. Job checklists, photos and change orders are part of job management. The low per-employee price makes it cheap to add a crew compared with per-user tools. The downside is that several features contractors expect cost extra, at $10 a month each: online booking, proposal templates, the CompanyCam integration, a branded customer portal, Zapier and a business phone number. An AI receptionist costs $1 a call. Because payments run through Square, your processing fees follow your Square account rather than a Markate rate.
- ✓One base plan instead of feature tiers
- ✓Progress invoicing is included
- ✓Employee app access costs only $5 per employee per month
- ✕Online booking, proposal templates and CompanyCam are $10 a month add-ons each
- ✕Card and ACH payments run through Square
- ✕Yearly billing is one payment of $551.40
- Base plan:
- $49.95/mo monthly, $45.95/mo yearly
- Team members:
- $5 per employee per month
- Payments:
- Through Square
- AI receptionist:
- $1 per call
Bottom line: A flat-priced option with progress invoicing and cheap crew seats at $5 each. Add up the $10 add-ons you need before comparing it with Jobber or Joist.
- 10
Workiz
7.3/10Field service software for home service teams with estimates, invoices, Workiz Pay and AI call answering.
- Free plan
- No
- Free trial
- 7 days
- Value (40%)
- 6.0
- Features (35%)
- 8.4
- Ease of use (25%)
- 8.0
Best forHome service teams that want AI call handling and automations along with invoicing and are fine with a sales quote.
Workiz covers the full job cycle for home service teams, from answering calls to collecting payment, but it no longer publishes prices, so it ranks last on a list weighted toward value. Standard includes scheduling, jobs, estimates and invoices, online payments, client management, subcontractor management, built-in reports, QuickBooks integration and 5 automations. Pro adds performance pay, Genius AI lead handling and scheduling, custom reports and 10 automations. Ultimate adds service plans, sales proposals, inventory, flat-rate pricing, checklists, multi-day jobs, an open API and 30 automations. Workiz Pay handles payments on site, and estimates can show good-better-best options. Integrations include QuickBooks, Google Calendar, Thumbtack, Angi Leads, CompanyCam, Wisetack and Sunbit financing. The free trial lasts 7 days without a credit card. Every plan shows Request pricing, and the vendor says annual plans save $400 or more, so get a written quote with the processing rate before comparing it with Jobber or Housecall Pro.
- ✓Good-better-best estimates on site
- ✓7-day free trial with no credit card
- ✓Integrations include QuickBooks, Wisetack, Sunbit and CompanyCam
- ✕No prices published; every plan says Request pricing
- ✕Standard is limited to 5 automations
- ✕Sales proposals and service plans need Ultimate
- Plans:
- Standard, Pro, Ultimate
- Published prices:
- No, request pricing
- Free trial:
- 7 days, no credit card
- Automations:
- 5 Standard, 10 Pro, 30 Ultimate
Bottom line: A capable field app with AI call handling for home service teams. Without published prices, get a written quote that includes payment fees before you commit.
What to check before you pay
Count your invoices before you compare prices
Cheap plans are capped by volume. Joist Basics allows 5 documents a month, Invoice2go Starter 30 invoices a year and Professional 100, and FreshBooks Lite 5 clients. Estimate a busy month of estimates and invoices and pick the plan that covers it, not the lowest headline price.
Compare payment fees, not just the subscription
On a $5,000 job, a 1% gap in card fees costs $50, more than many monthly plans. Square publishes 3.3% + 30¢ for invoice card payments on Free and 2.9% + 30¢ on Plus, Invoice2go charges 3.5%, 3% or 2.9% depending on plan, and Markate runs payments through Square. Ask the other vendors for their written rate.
Push large invoices to bank transfer
ACH is far cheaper than card on big jobs. Invoice2go lists ACH as free, Square charges 1% with a $1 minimum and caps it at $10 on Plus and Premium, and FreshBooks and QuickBooks also accept bank transfers on invoices.
Decide if you need scheduling or accounting
Joist, Invoice2go and Square focus on estimates, invoices and payments. Jobber, Housecall Pro, Markate and Workiz add booking, scheduling and dispatch. QuickBooks Online and FreshBooks add bookkeeping. Contractor Foreman adds construction tools such as change orders and a schedule of values.
Check annual billing and contracts
Annual billing cuts Joist by 2 months a year, Jobber by up to 25% and Housecall Pro Basic from $79 to $59 a month. Contractor Foreman Basic is sold only on annual billing at $588 a year, and Markate yearly billing is one payment of $551.40.
FAQ
What is the best invoicing software for contractors?
Joist ranks first in our comparison: Basics costs $8.34 a month on annual billing and Pro, with unlimited documents, costs $17 a month. Jobber is the better pick if you also need online booking and scheduling, from $29 a month on annual billing.
Is there free invoicing software for contractors?
Yes. Square Invoices has a free plan with unlimited invoices, estimates and deposits, and QuickBooks Free costs $0. On Square Free you pay 3.3% + 30¢ for online card payments and 1% with a $1 minimum for ACH.
Which contractor invoicing app has the lowest payment fees?
Among vendors that publish fees on their pricing pages, Invoice2go Premium and Square Plus both charge 2.9% for online card payments, with Square adding 30¢. Invoice2go lists ACH bank transfers as free, and Square caps ACH at $10 per payment on Plus and Premium.
Can I send estimates and convert them to invoices from my phone?
Yes. Joist turns estimates into invoices in a few taps, and Square Invoices sends estimates by email, text or link. Jobber, Housecall Pro, Invoice2go, Contractor Foreman and Workiz also include both estimates and invoices.
How did we rank these tools?
We compared documented features, published prices and published payment fees on each vendor's site in November 2026. Value counts for 40% of the score, features for 35% and ease of use for 25%. Workiz publishes no prices and is marked as pending.
Questions or corrections: editorial@rankozo.comSee our disclosure. Prices change; confirm on the vendor page before buying.
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