8 Best Free POS Systems of 2026

This list is for new shops, market stalls, food carts and pop-ups that want a point of sale with no monthly fee and need to see what each sale will cost in card fees. Every option here has a $0 monthly plan or free software. We ranked them by value first (40%), then features (35%) and ease of use (25%), using each vendor's own pricing and product pages. The starting price shown is the cheapest paid plan or add-on, because the free tier is the default for all of them; the card rate next to it usually matters more. We compared documented features and published prices, and marked a price pending where the vendor showed no USD price to us.

1. 01Top value

   

   Square Point of Sale

   9.2/10

   Square's free point of sale app for phones, tablets and Square hardware, sold with flat in-person card rates.

   Price

   $49per location per month

   Square Free costs $0 a month; Square Plus from $49 per location per month; in-person cards 2.6% + 15¢ on Square Free

   “With Square Plus and Square Premium, the monthly fee applies to each location you run. $0/mo. per location $49/mo. per location $149/mo. per location” Quoted from the pricing page, November 11, 2026.

   Free plan

   Yes

   Value (40%)

   9.3

   Features (35%)

   9.0

   Ease of use (25%)

   9.2

   Best fornew shops and market stalls that want one free app with offline sales

   Square Point of Sale ranks first because its free plan covers almost everything a new shop or pop-up needs and the rates are published up front. Square Free costs $0 a month per location, and every tap, dip or swipe costs 2.6% + 15¢. You can take contactless cards on a phone with Tap to Pay on iPhone or Tap to Pay on Android, or buy Square hardware, which starts at $59. Offline payments keep a stall selling when signal drops: Square stores them for 24 hours and processes them when the device reconnects, but declines them if it does not. Transfers to a bank account are free the next business day, with instant transfers for a fee. The limits show up as you grow. Online and invoice payments cost 3.3% + 30¢ on the free plan, and the lower card rates of 2.5% + 15¢ need Square Plus at $49 a month per location. We compared documented features and published prices.

   • ✓No monthly fee on Square Free
   • ✓Sell with only a phone through Tap to Pay
   • ✓Hardware from $59 if you want a reader

   • ✕Offline payments are declined if you do not reconnect within 24 hours
   • ✕Online and invoice payments cost 3.3% + 30¢ on Square Free
   • ✕Lower card rates need Square Plus at $49 a month per location

   Monthly fee:

   $0 on Square Free

   In-person rate:

   2.6% + 15¢

   Online rate:

   3.3% + 30¢

   Hardware:

   From $59

   Bottom line: Square Point of Sale is the best free POS for most new sellers because Square Free costs $0 a month and lists a flat 2.6% + 15¢ in-person rate. Move to Square Plus only when the lower rate saves more than $49 a month.

   Visit squareup.com ↗

2. 02

   

   Loyverse

   8.9/10

   A free POS app for phones and tablets with optional paid add-ons and its own US card processing.

   Price

   $7per store per month (add-on)

   Free POS; add-ons from $7 per store per month; Loyverse Payments 1.99% + 15¢ debit, 2.49% + 15¢ credit

   “Unlimited sales history View and export sales reports beyond the last 31 days. $7/month” Quoted from the pricing page, November 11, 2026.

   Free plan

   Yes

   Free trial

   14 days

   Value (40%)

   9.4

   Features (35%)

   8.4

   Ease of use (25%)

   8.6

   Best forcafes and small shops that want free inventory and loyalty tools

   Loyverse gives away more of its POS than most rivals. The free tier includes the point of sale, sales analytics for the last 31 days, essential inventory with low-stock alerts, a loyalty program, customer and kitchen displays, multi-store management and integrations, and no credit card is needed to sign up. Loyverse Payments charges 1.99% + 15¢ on debit cards and 2.49% + 15¢ on credit cards, which is below Square's flat in-person rate for many sales, with no monthly, statement, PCI or batch fees. Tap to Pay on a compatible phone is free, a mobile reader costs $59 and a smart reader $269. Paid add-ons are where costs appear: unlimited sales history is listed at $7 a month per store, and employee management and advanced inventory are $25 a month per store each. Cards issued outside the United States add 1.5%, and chargebacks cost $20 per case. We compared documented features and published prices.

   • ✓Loyalty program and kitchen display are free
   • ✓No monthly fees, minimums or contracts on payments
   • ✓Mobile reader costs $59 one-time

   • ✕Free sales reports cover only the last 31 days
   • ✕Employee management costs $25 a month per store
   • ✕Cards issued outside the United States add 1.5%

   Monthly fee:

   $0

   Debit rate:

   1.99% + 15¢

   Credit rate:

   2.49% + 15¢

   Cheapest add-on:

   $7 a month per store

   Bottom line: Loyverse is the best free POS for small cafes and shops that want loyalty and inventory tools because both are included at $0 and debit cards cost 1.99% + 15¢. Budget $7 a month per store if you need sales history beyond 31 days.

   Visit loyverse.com ↗

3. 03

   

   PayPal Point of Sale (formerly Zettle)

   8.5/10

   PayPal's free POS app, formerly Zettle, paired with a low-cost card reader or terminal.

   Price

   Freeno monthly fee

   No monthly fee; card-present payments 2.29% + 9¢; first Card Reader $29

   “No monthly or setup fees.” Quoted from the pricing page, November 11, 2026.

   Free plan

   Yes

   Value (40%)

   9.0

   Features (35%)

   7.8

   Ease of use (25%)

   8.8

   Best forsellers with small tickets who want the lowest fixed fee per sale

   PayPal Point of Sale, the product formerly called Zettle, is the cheapest way here to take a card on a low-value sale. There are no monthly or setup fees, and card-present payments cost 2.29% + 9¢, as do QR code payments. On a $10 sale that is about 32¢, against 41¢ at Square's 2.6% + 15¢. The first Card Reader costs $29 for a new business user, extra readers are $79, and an all-in-one Terminal costs $199, or $239 with a built-in barcode scanner. The app covers checkout, inventory and sales metrics on iOS and Android, and money lands in your PayPal balance within minutes. It is a lighter POS than Square or Loyverse, with no loyalty or kitchen tools listed on the pricing page, and manual card entry costs 3.49% + 9¢. We compared documented features and published prices.

   • ✓9¢ fixed fee is the lowest here among flat-rate options
   • ✓QR code payments at the same 2.29% + 9¢ rate
   • ✓$29 first reader keeps start-up cost low

   • ✕Manual card entry costs 3.49% + 9¢
   • ✕The $29 reader price applies to one reader per new business user
   • ✕No paid tier with extra POS features

   Monthly fee:

   $0

   In-person rate:

   2.29% + 9¢

   Card Reader:

   $29 first, then $79

   Terminal:

   $199

   Bottom line: PayPal Point of Sale is the best free POS for low-ticket sellers because card-present payments cost 2.29% + 9¢ with no monthly fee. Pick Square or Loyverse if you need deeper POS features.

   Visit paypal.com ↗

4. 04

   

   SumUp

   8.4/10

   Card readers and a free POS Lite app with a $0 plan and flat card rates.

   Price

   $49per month

   Free plan $0 a month; POS Plus $49 a month; in-person cards 2.6% + 10¢

   “POS Plus For businesses that need more, POS Plus is an opt-in plan that includes extra POS features. Monthly cost $49/month” Quoted from the pricing page, November 11, 2026.

   Free plan

   Yes

   Value (40%)

   8.8

   Features (35%)

   7.8

   Ease of use (25%)

   8.7

   Best forsolo sellers who want next-morning access to card sales

   SumUp's free plan suits a seller who mainly needs a reader and a simple checkout. You pay the one-time hardware cost and $0 a month, then 2.6% + 10¢ for each in-person card payment, a fixed fee 5¢ below Square's. The free tier includes the SumUp Business app, appointment bookings, payment links, invoicing and reporting, plus a free Business Account and Visa card. Money reaches that account by 7am the next day, even on weekends and public holidays, which helps market traders who restock on Monday. There are no monthly minimums or hardware rental costs, and declined payments are not charged. The ceiling is lower than Square's: multi-device sync, several ticket printers and floor plans need POS Plus at $49 a month, and the full SumUp POS starts at $99 a month. Online and manual entry payments cost 3.5% + 15¢. We compared documented features and published prices.

   • ✓10¢ fixed fee is lower than Square's 15¢
   • ✓No monthly minimums or hardware rental
   • ✓Weekend access to funds through the free Business Account

   • ✕Online and manual entry payments cost 3.5% + 15¢
   • ✕Multi-device sync needs POS Plus at $49 a month
   • ✕Full SumUp POS starts at $99 a month

   Monthly fee:

   $0 on the free plan

   In-person rate:

   2.6% + 10¢

   Online rate:

   3.5% + 15¢

   Paid plans:

   $49 and from $99 a month

   Bottom line: SumUp is a strong free POS for solo sellers because its $0 plan charges 2.6% + 10¢ in person and pays out by 7am the next day. Growing shops will hit the $49 POS Plus tier sooner than on Square.

   Visit sumup.com ↗

5. 05

   

   Helcim

   8.3/10

   Free POS software with interchange plus card pricing and no monthly account fee.

   Price

   Freeno monthly fee

   No monthly account fee; interchange plus processing; Card Reader $199

   “No minimums, software fees, or statement fees.” Quoted from the pricing page, November 11, 2026.

   Free plan

   Yes

   Value (40%)

   8.7

   Features (35%)

   8.0

   Ease of use (25%)

   8.0

   Best forshops with growing card volume that want cost-based rates

   Helcim is the pick for a new shop that expects card volume to grow and wants to pay close to cost. There is no monthly account fee, no minimums, no software or statement fees and no cancellation fee, and the POS software is free on a laptop, tablet or smartphone with unlimited users. Instead of a flat rate, Helcim charges interchange plus: what the banks and card networks charge, plus its stated margin, with volume discounts. That is usually cheaper at higher volume but harder to predict per sale than Square or SumUp. The POS covers inventory with low-stock alerts, customer profiles, split payments and tipping, and deposits arrive the next business morning for free. Hardware costs more up front: the Card Reader is $199 and the Smart Terminal $349, or $32 a month for a year. Tap to Pay on iPhone needs no hardware but adds 10¢ per transaction. We compared documented features and published prices.

   • ✓No minimums, software fees or statement fees
   • ✓Inventory with low-stock alerts and customer profiles included
   • ✓No contracts or cancellation fees

   • ✕Interchange plus means the rate varies by card
   • ✕Card Reader costs $199, more than most rivals
   • ✕Tap to Pay on iPhone adds 10¢ per transaction

   Monthly fee:

   $0

   Pricing model:

   Interchange plus

   Card Reader:

   $199

   Smart Terminal:

   $349 or $32 a month for 1 year

   Bottom line: Helcim is the best free POS for shops with rising card volume because it charges interchange plus with volume discounts and no monthly fee. Very small stalls may prefer a flat rate and a cheaper reader.

   Visit helcim.com ↗

6. 06

   

   Odoo Point of Sale

   8.2/10

   Odoo's open source POS app, free with unlimited users when it is your one Odoo app.

   Price

   Free plan

   One App Free plan with unlimited users; Standard plan price in USD pending

   US price check pending. Vendor pricing page

   Free plan

   Yes

   Value (40%)

   8.5

   Features (35%)

   8.6

   Ease of use (25%)

   7.0

   Best forshops that may later add Odoo inventory, ecommerce or accounting

   Odoo Point of Sale is the most expandable free option here. Odoo's One App Free plan lets you run one app with unlimited users at no cost, and Point of Sale can be that app. It handles loyalty cards, coupons, gift cards and an eWallet for refunds, supports multiple cashiers secured by badges or PIN codes, and keeps selling offline, syncing payments when the connection returns. Customers can self order from a kiosk or their phone, and it works on tablets, laptops and desktops with barcode scanners and scales. Odoo does not set the card rate: you connect a payment terminal from a provider such as Adyen, Stripe or Worldline and pay that provider's fees, so compare those before you start. The free plan stops being free once you add a second app such as Inventory or eCommerce, and the paid Standard plan showed no USD price to us, so it is marked pending. We compared documented features and published prices.

   • ✓Free forever for one app with unlimited users
   • ✓Runs on tablets, laptops and desktops with barcode scanners and scales
   • ✓Grows into Odoo eCommerce, Inventory and Accounting

   • ✕Free only while Point of Sale is your single Odoo app
   • ✕Card rates come from a separate payment provider, not from Odoo
   • ✕More setup than phone-first apps

   Free plan:

   One App Free, unlimited users

   Offline mode:

   Yes, syncs on reconnect

   Payment terminals:

   Adyen, Stripe, Worldline and others

   Paid plan:

   See vendor pricing (USD check pending)

   Bottom line: Odoo Point of Sale is the best free POS for shops that plan to grow into a full business suite because the One App Free plan includes unlimited users. Expect more setup and a separate payment provider bill.

   Visit odoo.com ↗

7. 07

   

   Payanywhere

   7.9/10

   A free POS app and merchant portal with one pay-as-you-go card rate and no monthly fee.

   Price

   Freeper transaction

   No monthly fee; swipe, dip or tap 2.69%; keyed 3.49% + 19¢

   “Swipe, Dip, or Tap: 2.69% Keyed: 3.49% + $0.19” Quoted from the pricing page, November 11, 2026.

   Free plan

   Yes

   Value (40%)

   8.0

   Features (35%)

   7.6

   Ease of use (25%)

   8.0

   Best forUS sellers who want one percentage rate with no fixed fee

   Payanywhere is the option for sellers who dislike fixed per-sale fees. Its pay as you go plan charges a single 2.69% for swipe, dip or tap with no cents added, so a $5 sale costs about 13¢, less than on Square, SumUp or PayPal. On larger tickets the math flips: at $50 the 2.69% rate costs more than PayPal's 2.29% + 9¢. The POS software and the Payments Hub back office are free and include inventory, employee and customer management, reporting, invoices, a virtual terminal and dispute management. You can accept contactless payments on an iPhone with Tap to Pay, use a Bluetooth reader, or get a payment device placed at your business for free. Funding is same day or next day. Watch two details: keyed and invoice payments cost 3.49% + 19¢, and a $3.99 monthly inactivity fee applies if you process nothing for 12 months, which matters for seasonal stalls. We compared documented features and published prices.

   • ✓No fixed fee per in-person sale
   • ✓Free hardware placement is offered as an option
   • ✓Custom pricing available for higher volume

   • ✕$3.99 monthly inactivity fee after 12 months without a transaction
   • ✕Keyed and invoice payments cost 3.49% + 19¢
   • ✕Available only in the United States

   Monthly fee:

   $0

   In-person rate:

   2.69%

   Keyed rate:

   3.49% + 19¢

   Inactivity fee:

   $3.99 a month after 12 idle months

   Bottom line: Payanywhere is the best free POS for very small ticket sizes because in-person payments cost a flat 2.69% with no fixed fee. Seasonal sellers should note the $3.99 inactivity fee after 12 idle months.

   Visit payanywhere.com ↗

8. 08

   

   eHopper

   7.6/10

   POS software for Android tablets, Windows PCs and eHopper terminals, free when you process cards with eHopper.

   Price

   $10per month, billed yearly

   Free with eHopper card processing; Essential Plus from $10 a month billed $120 yearly

   “Essential Plus Software plan for basic operations and lower transaction volume SAVE 30%! 10.00 month Billed at $120.00 /1yr.” Quoted from the pricing page, November 11, 2026.

   Free plan

   Yes

   Value (40%)

   7.6

   Features (35%)

   7.8

   Ease of use (25%)

   7.4

   Best forUS counter shops that want free software on a Windows PC or Android tablet

   eHopper is the one choice here built around a Windows PC as well as Android tablets. Its free offer gives US merchants the POS software at no charge when they sign up for eHopper card processing, which it markets as 0% card fees with no additional monthly fees or commitments; the pricing page does not list the processing rates, so ask how that model works before you sign. The free software covers sales, unlimited products, inventory, customer and employee management and reporting, and it supports printers, scanners and cash drawers. If you want to keep your current processor, paid plans start with Essential Plus at $10 a month billed $120 yearly, or $14.99 month to month, capped at 1,000 products and 1,000 transactions a month. The Freedom plan from $20.99 a month billed yearly removes those caps and adds loyalty, a self-service kiosk and QuickBooks integration. We compared documented features and published prices.

   • ✓Runs on a Windows PC you already own
   • ✓Free offer advertises 0% card fees
   • ✓Paid plans work with eHopper or other processors

   • ✕Free software requires eHopper processing and is for US merchants only
   • ✕Card processing rates are not listed on the pricing page
   • ✕Essential Plus is capped at 1,000 products and 1,000 transactions a month

   Free offer:

   With eHopper processing, US only

   Cheapest paid plan:

   $10 a month billed $120 yearly

   Devices:

   Android, Windows, eHopper terminals

   Monthly billing:

   Essential Plus $14.99

   Bottom line: eHopper is the best free POS for US counter shops that want to run on a Windows PC because its software is free with eHopper processing. Ask for the processing terms in writing, since the rates are not published.

   Visit ehopper.com ↗

Questions or corrections: editorial@rankozo.comSee our disclosure. Prices change; confirm on the vendor page before buying.