HR & work · Ranked by price to features
10 Best Contractor Payment Platforms of 2026
By the Rankozo research desk · Updated November 10, 2026 · Next review December 25, 2026
Remote is the best contractor payment platform for companies paying international contractors in 2026, at $29 per contractor a month with one FX rate locked for each billing cycle. Oyster suits teams that want to trial first, with 30 days free and then $29 per contractor, and Papaya Global is the cheapest per-contractor option from $5 a month, with a OnePay plan that has $0 platform fees.
- Tools ranked
- 10
- With free plan
- 2
- Cheapest paid plan
- Papaya Global, $5
- per contractor per month
By the numbers
- 74.9 millionA record 74.9 million Americans worked independently in 2026, according to MBO Partners' State of Independence survey.MBO Partners
- 38%Skilled freelancers made up 38 percent of US knowledge workers in Upwork's 2026 survey, up from 28 percent a year earlier.Upwork
- $40 to $50Editorial Freelancers Association members reported a median rate range of $40 to $50 per hour for copyediting fiction in 2025.Editorial Freelancers Association
- 34%Freelancers doing AI work on Upwork earned 34 percent more per hour than those not using AI, based on 2026 platform data.Upwork
- $198.25 billionUS merchants paid $198.25 billion in card processing fees in 2025, a new record according to the Nilson Report.Nilson Report
- $49.46US employers spent an average of $49.46 per hour worked on compensation for civilian workers in June 2026.U.S. Bureau of Labor Statistics
Comparison table
| Tool | |||||
|---|---|---|---|---|---|
| Remote | 01 | 8.9 | 9.2 | $29per contractor per month | No |
| Oyster | 02 | 8.7 | 9.0 | $29per contractor per month | No |
| Papaya Global | 03 | 8.7 | 9.3 | $5per contractor per month | Yes |
| Deel | 04 | 8.5 | 7.8 | $49per contractor per month | No |
| Plane | 05 | 8.4 | 8.5 | $39per contractor per month | Yes |
| Ontop | 06 | 8.3 | 8.6 | $49per contractor per month | No |
| Skuad | 07 | 8.2 | 8.9 | $19per contractor per month | No |
| Wise Business | 08 | 8.2 | 9.0 | Customone-time setup fee | No |
| Rise | 09 | 8.0 | 8.0 | $49per contractor per month | No |
| Tipalti | 10 | 7.7 | 6.8 | $249per month plus transaction fees | No |
Click a column to sort. Prices are the cheapest paid plan quoted from each vendor's US pricing page; "Check price" means the US price check is pending.
How this ranking works
One method for every tool. We compared documented features and published prices; we did not run hands-on tests. Value carries the most weight.
Full methodThis list is for companies that pay freelancers and contractors in other countries and want to know two numbers before signing: the monthly fee per contractor and how the platform handles currency conversion. We compared documented features and published prices from each vendor's own pages in November 2026. Rankozo scores value at 40%, features at 35% and ease of use at 25%. The starting price is the cheapest published contractor plan in USD. Contractor of record plans, where the vendor takes on classification risk, cost more and are noted in each entry.
The verdict
Remote offers the best mix of a low fee and clear FX terms: $29 per active contractor, no base fee, and a single exchange rate per billing cycle shown on the invoice before you pay. Oyster matches the $29 price and adds a 30-day free period, though it charges a conversion fee when you fund in a currency other than the contract currency. Papaya Global has the lowest published per-contractor fee at $5 and a $0 platform fee payments plan, but pricing runs through a quote. Deel costs more at $49 and gives the widest set of extras. Wise Business is the low-cost choice if you only need to send money and handle contracts yourself.
- 01Top value
Remote
8.9/10Global employment platform with a contractor management plan for onboarding, contracting and paying contractors in 190+ countries.
Price
$29per contractor per month
Contractor Management from $29 per contractor per month, no base fee; Plus $99; Contractor of Record $325
“Contractor Management You handle the relationship, we handle the paperwork. Starting at $29 contractor per month” Quoted from the pricing page, November 10, 2026.
- Free plan
- No
- Value (40%)
- 9.2
- Features (35%)
- 8.8
- Ease of use (25%)
- 8.6
Best forCompanies that want a low per-contractor fee and a predictable exchange rate on every invoice.
Remote ranks first because it pairs the lowest mainstream contractor fee with the clearest statement on exchange rates. Contractor Management starts at $29 per contractor a month, there is no base fee, and you pay only for contractors you actively work with in a given month. The plan covers onboarding and payments in 190+ countries, localized contracts, one-click or automatic invoice approval, compliance screening, expenses and 1099-NEC generation. On FX, Remote applies its own rate when your billing currency differs from the payout currency, sets one rate per monthly billing cycle, shows it in the invoice breakdown before you pay and absorbs movements during the cycle. That makes monthly costs easier to forecast than on platforms that only promise competitive rates. Companies that want cover for misclassification can move to Plus at $99, which adds $100,000 indemnity per contractor up to $1 million per company, or to contractor of record at $325.
- ✓Billed only for contractors you actively work with that month
- ✓No base platform fee
- ✓Exchange rate shown on the invoice before payment
- ✕Indemnity costs extra on the $99 Plus plan
- ✕Contractor of record jumps to $325 per contractor
- ✕Sales demo is the main route to start
- Contractor fee:
- $29 per contractor per month
- Coverage:
- 190+ countries
- FX handling:
- One rate per monthly billing cycle
- Indemnity plan:
- $99, up to $100,000 per contractor
- Contractor of record:
- From $325 per contractor per month
Bottom line: The best balance of price and FX clarity for paying international contractors. Pick it when you want a $29 fee and an exchange rate you can see before paying.
- 02
Oyster
8.7/10Global employment platform whose Global Contractors plan generates contracts and pays contractors in 120+ currencies.
Price
$29per contractor per month
Global Contractors free for 30 days, then $29 per contractor per month
“Free for 30 days then USD 29 per contractor/month” Quoted from the pricing page, November 10, 2026.
- Free plan
- No
- Free trial
- 30 days
- Value (40%)
- 9.0
- Features (35%)
- 8.5
- Ease of use (25%)
- 8.6
Best forTeams that want to test a contractor platform free for a month before paying per contractor.
Oyster ties Remote on price at $29 per contractor a month and is the only platform here that publishes a free period for its contractor plan: 30 days before the fee begins. Creating an account is free, and Oyster says its fee starts only once you engage a contractor. The Global Contractors plan generates contracts in 180+ countries, pays in 120+ currencies, verifies identity in the app and handles invoices, expenses and contracts in one place. A misclassification analyzer helps flag workers who look like employees. The FX terms are worth reading closely. Oyster charges a fee for currency conversion, but only if you pay Oyster in a currency different from the contract currency, so funding in the contract currency avoids it. Oyster also shows pricing in USD, EUR, GBP and CAD, which helps non-US companies. Aggregate misclassification protection up to $500,000 comes through the separate Oyster Shell subscription. It ranks just behind Remote because Remote states its exchange rate method in more detail.
- ✓30 days free before the $29 fee starts
- ✓Free account to explore the platform
- ✓Prices shown in USD, EUR, GBP and CAD
- ✕Conversion fee if you fund in a different currency from the contract
- ✕Misclassification cover needs the Oyster Shell add-on
- ✕Fewer payout currencies listed than coverage countries
- Contractor fee:
- $29 per contractor per month
- Free period:
- 30 days
- Payout currencies:
- 120+
- Contract coverage:
- 180+ countries
- FX fee:
- Only when paying in a currency other than the contract currency
Bottom line: A strong $29 option with the only published free month on this list. Fund in the contract currency to avoid its conversion fee.
- 03
Papaya Global
8.7/10Workforce payments platform with a contractor solution, a no-platform-fee payments plan and contractor of record services.
Price
$5per contractor per month
Contractor solution from $5 per contractor per month; OnePay with $0 platform fees; Contractor of Record from $199; final price by quote
“Manage and pay your contractors starting from $5 per contractor/month” Quoted from the pricing page, November 10, 2026.
- Free plan
- Yes
- Value (40%)
- 9.3
- Features (35%)
- 8.6
- Ease of use (25%)
- 7.8
Best forLarger contractor teams that want the lowest per-contractor fee and guaranteed FX pricing.
Papaya Global publishes the lowest per-contractor price on this list, from $5 a month for its contractor solution, and a payments plan called OnePay with $0 platform fees and no contractor fees. The contractor solution covers invoice management, invoice-to-pay automation, mass onboarding of 1,000+ contractors, self-service onboarding, document collection, electronic contract signing, a worker mobile app and a contractor wallet, with 95% same-day payments and 24/7 support. OnePay focuses on FX: payments in 160+ countries, funding in 15+ currencies, an FX Match Guarantee and a free Banco wallet for each contractor. Papaya also says its pricing has no surprise fees or hidden markups. The catch is that every plan sits behind a quote form, so the $5 figure is a floor, not a checkout price, and the tooling is shaped for companies paying many people at once. If you need Papaya to hold the contract, contractor of record starts at $199, well below Remote and Deel.
- ✓Lowest published per-contractor fee here
- ✓OnePay has no platform or contractor fees
- ✓95% same-day payments on the contractor solution
- ✕Every plan routes through a quote request
- ✕Built for scale more than a single freelancer
- ✕FX margin itself is not published as a percentage
- Contractor fee:
- From $5 per contractor per month
- Payments-only plan:
- OnePay, $0 platform fees
- Payment coverage:
- 160+ countries
- Funding currencies:
- 15+
- Contractor of record:
- From $199 per contractor per month
Bottom line: The cheapest published per-contractor fee and a strong FX guarantee for teams at scale. Expect a sales quote rather than self-serve checkout.
- 04
Deel
8.5/10Global HR and payroll platform that hires, manages and pays contractors in 150+ countries.
Price
$49per contractor per month
Contractors from $49 per contractor per month; Contractor of Record from $325
“Starting at $49 per contractor per month” Quoted from the pricing page, November 10, 2026.
- Free plan
- No
- Value (40%)
- 7.8
- Features (35%)
- 9.2
- Ease of use (25%)
- 8.7
Best forCompanies that want contractor payments inside a broader global HR, EOR and payroll suite.
Deel has the broadest feature set here, which is why it scores highest on features, but its $49 starting fee is $20 more than Remote and Oyster and holds it to fourth on value. The contractor plan covers centralized contractor management, payments in 120+ currencies, automated invoicing, tax form guidance and document collection, and worker classification compliance. You can classify contractors yourself or shift liability to Deel through contractor of record from $325 a month. The wider suite is the main reason to choose it: the same account handles talent sourcing, EOR employees in 130+ countries from $599 and US PEO from $125, so a company that expects to convert contractors into employees can stay on one system. On FX, Deel says it provides competitive exchange rates and multiple payment methods with minimal fees, but the pricing page does not publish a rate method or margin. At 10 contractors, Deel costs $490 a month against $290 on Remote.
- ✓Widest product range, from hiring to EOR and US PEO
- ✓Contractor of record available when you want to shift liability
- ✓Pay contractors in their preferred currency
- ✕$49 fee is the joint highest among contractor plans here
- ✕FX rates described only as competitive
- ✕Trial is a demo, not a free period
- Contractor fee:
- $49 per contractor per month
- Payout currencies:
- 120+
- Hiring coverage:
- 150+ countries
- Contractor of record:
- From $325 per contractor per month
- EOR:
- From $599 per employee per month
Bottom line: The most complete global HR suite with solid contractor tools. Worth the higher fee if you plan to add employees through EOR or PEO.
- 05
Plane
8.4/10Payroll and HR platform for US employees and international contractors, with payments in 240+ countries.
Price
$39per contractor per month
Contractors $39 per person per month; HRIS free; no minimum charge or setup fees
“Onboard & pay contractors anywhere in the world $39 /mo per person” Quoted from the pricing page, November 10, 2026.
- Free plan
- Yes
- Value (40%)
- 8.5
- Features (35%)
- 8.2
- Ease of use (25%)
- 8.7
Best forUS companies that pay foreign contractors and need W-8, W-9 and 1099 paperwork handled.
Plane is a good fit for US companies whose contractor bill is mostly about paperwork. Its contractor plan costs $39 per person a month and includes payments in 240+ countries and 70+ local currencies, with no e-wallet needed on the contractor's side, plus W-8 and W-9 collection and 1099 filing. Health insurance is available for contractors. Plane says there is no minimum charge, no setup fee and no hidden cost, and you can cancel at any time. The free HRIS plan gives every team member a directory entry, onboarding tasks, custom reports and holiday and time tracking at $0, and the same account runs US W-2 payroll from $19 per person and EOR from $499. The weaker points are price and FX detail. At $39 it costs $10 more per contractor than Remote or Oyster, and the pricing page does not explain how exchange rates are set, beyond customer quotes about better rates. It sits fifth on value but scores well on ease of use.
- ✓No minimum charge, setup fees or long contract
- ✓Contractors are paid in local currency without a wallet
- ✓Free HRIS plan for directory, onboarding and reports
- ✕$10 more per contractor than Remote and Oyster
- ✕No published exchange rate method
- ✕Fewer payout currencies than Deel or Oyster
- Contractor fee:
- $39 per person per month
- Payment coverage:
- 240+ countries
- Local currencies:
- 70+
- US tax forms:
- W-8, W-9 collection and 1099 filing
- Free plan:
- HRIS at $0 per person
Bottom line: A tidy choice for US businesses that need contractor tax forms filed. Expect to pay a little more per contractor than the leaders.
- 06
Ontop
8.3/10Contractor-focused platform that acts as contractor of record and pays contractors in 150+ countries.
Price
$49per contractor per month
Contractor of record from $49 per contractor per month; no setup fees
“Contractor of record Handled by Ontop, you just scale. Starting from $49 /month” Quoted from the pricing page, November 10, 2026.
- Free plan
- No
- Value (40%)
- 8.6
- Features (35%)
- 7.9
- Ease of use (25%)
- 8.4
Best forCompanies that want a contractor of record at a contractor management price.
Ontop's pitch is contractor of record at a price that other platforms charge for basic contractor management. Its plan starts from $49 a month per contractor, and the monthly fee covers contract creation, legal compliance, global payments and support in 150+ countries, with payment processing and tax documentation for contractors. Ontop acts as the intermediary and takes classification responsibility, while you can still use your own agreements or its templates. Payments go out in USD, and contractors get a Global Account to receive, spend and hold money. For FX, Ontop says rates and fees appear before each payment, and it lists no setup fees or surprise charges, with volume discounts for larger teams. The pricing page also shows a second figure of $63.2 a month next to the $49 starting price, so confirm which applies to your terms. Ontop is not an employer of record, so a company that later hires full-time staff abroad will need another provider.
- ✓Contractor of record from $49, far below rivals
- ✓No setup fees or surprise charges
- ✓Volume discounts for larger teams
- ✕No EOR, so full-time employees need another provider
- ✕Payout model centers on USD
- ✕Fewer HR features than Deel or Remote
- Contractor of record:
- From $49 per contractor per month
- Coverage:
- 150+ countries
- Setup fees:
- None
- FX disclosure:
- Rates and fees shown before each payment
- Employees:
- Not supported, contractors only
Bottom line: The cheapest way to hand contractor classification risk to a vendor. Contractors only, with no EOR.
- 07
Skuad
8.2/10Global employment platform with a contractor management system for payments, invoices and expenses.
Price
$19per contractor per month
Contractor Management System from $19 per contractor per month; Agent of Record from $99
“Handle contractor payments Starting from $19 per contractor/month” Quoted from the pricing page, November 10, 2026.
- Free plan
- No
- Value (40%)
- 8.9
- Features (35%)
- 7.6
- Ease of use (25%)
- 7.9
Best forTeams that want a low fee for contractor payments and invoice tracking without extra HR modules.
Skuad's Contractor Management System starts at $19 per contractor a month, the second-lowest published fee here after Papaya Global. The plan is focused on the payment side: contractor payments in 70+ currencies, invoice creation and tracking, expense submission and approvals, downloadable payment history, a unified dashboard with integrations, and mobile app access with localized support. When you need help with contracts and compliant payments, Skuad's Agent of Record plan starts at $99 per contractor, and its EOR starts at $199 per employee, both well below most rivals. At 10 contractors, the entry plan costs $190 a month, $100 less than Remote. The reasons it ranks eighth are transparency and scope. The pricing page does not explain how exchange rates or conversion fees are set, so you will need to ask during the demo, and every plan starts with a demo request rather than self-serve signup. Payouts cover fewer currencies than Deel, Oyster or Rise.
- ✓Second-lowest published per-contractor fee
- ✓Agent of record from $99 for compliance support
- ✓Unified dashboard with third-party integrations
- ✕No published FX method or fee
- ✕Demo request needed to start
- ✕Fewer currencies than Deel or Oyster
- Contractor fee:
- From $19 per contractor per month
- Payout currencies:
- 70+
- Agent of record:
- From $99 per contractor per month
- EOR:
- From $199 per employee per month
- Signup:
- Demo request
Bottom line: A low-fee option for paying and tracking contractor invoices. Ask for the FX terms in writing before committing.
- 08
Wise Business
8.2/10Multi-currency business account for converting, sending and receiving money at the mid-market exchange rate.
Price
Customone-time setup fee
No monthly fee; one-time 31 USD setup fee; sending and converting from 0.23%
“All in for 31 USD Get every Wise Business feature for one set-up fee” Quoted from the pricing page, November 10, 2026.
- Free plan
- No
- Value (40%)
- 9.0
- Features (35%)
- 6.8
- Ease of use (25%)
- 9.0
Best forSmall companies that handle contracts themselves and only need cheap international payouts.
Wise Business is not a contractor management platform, but it belongs on this list because FX is often the bigger cost when paying people abroad. There is no monthly fee and no per-contractor charge: a one-time 31 USD setup fee unlocks every feature, and sending or converting money costs from 0.23% depending on the currency. Wise says it never inflates the mid-market exchange rate, publishes its fees up front and gives a volume discount once a business spends over 25,000 USD. Holding money is free, account details let you receive in 22 currencies, and receiving USD wire and Swift payments costs 6.11 USD per payment. For a company with a handful of freelancers who already sign their own contracts, that can work out much cheaper than $29 to $49 per head. The trade-off is everything else: no contract templates, onboarding, invoice approvals, classification checks or tax forms, so you carry all of the compliance work yourself.
- ✓No per-contractor subscription
- ✓Exchange rate is not inflated
- ✓Fees are published up front
- ✕No contracts, onboarding or classification tools
- ✕No contractor tax forms
- ✕USD wire receipts cost 6.11 USD each
- Setup fee:
- 31 USD one time
- Monthly fee:
- None
- Conversion fee:
- From 0.23%
- Exchange rate:
- Mid-market, no markup
- Receiving currencies:
- 22
Bottom line: The lowest-cost way to move money to contractors if you run contracts and compliance yourself. Not a substitute for a contractor platform.
- 09
Rise
8.0/10Global payroll platform that pays contractors in fiat or crypto across 190+ countries.
Price
$49per contractor per month
Global Contractor $49 per contractor per month; Agent of Record $299; discounts for startups and non-profits
“Contractor $49 $49 Per Contractor/Month Ideal for companies scaling up their global teams” Quoted from the pricing page, November 10, 2026.
- Free plan
- No
- Value (40%)
- 8.0
- Features (35%)
- 8.0
- Ease of use (25%)
- 8.0
Best forCrypto and Web3 companies, or contractors who want part of their pay in stablecoins.
Rise stands apart for one reason: it pays contractors in crypto as well as fiat, across 90+ currencies and 190+ countries. Its Global Contractor plan costs $49 per contractor a month and includes automated, flexible payments, compliance checks, annual tax reporting and compliant global contracts. Rise also offers stablecoin payroll and separates its pages for crypto and non-crypto companies, so a Web3 team can pay contributors in the asset they prefer while a traditional company sticks to bank payouts. Startups and non-profits can ask for discounts. For companies that do not need crypto, the case is weaker. The $49 fee matches Deel and Ontop, but Rise lists a shorter set of HR tools than Deel and does not hold the contract at that price, unlike Ontop. Moving classification risk to Rise means its Agent of Record plan at $299. The pricing page also gives no detail on exchange rates or conversion fees, which matters most for a platform built around many currencies.
- ✓Pays in crypto or fiat
- ✓Discounts for startups and non-profits
- ✓Broad currency list
- ✕$49 fee matches the highest here
- ✕No published FX method or fee
- ✕Agent of record costs $299
- Contractor fee:
- $49 per contractor per month
- Payout options:
- Fiat and crypto
- Currencies:
- 90+
- Coverage:
- 190+ countries
- Agent of record:
- $299 per contractor per month
Bottom line: The clear pick when contractors want crypto or stablecoin pay. Others give more for $49 if you only pay in fiat.
- 10
Tipalti
7.7/10Finance automation platform whose Mass Payments plan pays large payee networks in 200+ countries with tax compliance built in.
Price
$249per month plus transaction fees
Mass Payments from $249 per month plus transaction fees; unlimited users
“Best for businesses paying large, distributed payee networks across borders. Plans starting at $249 /month” Quoted from the pricing page, November 10, 2026.
- Free plan
- No
- Value (40%)
- 6.8
- Features (35%)
- 9.0
- Ease of use (25%)
- 7.2
Best forMarketplaces and platforms paying hundreds or thousands of freelancers, creators or sellers.
Tipalti suits a different buyer from the rest of this list: a company paying a large, spread-out payee network rather than managing a few contractors. Its Mass Payments plan starts at $249 a month with unlimited users, a payee portal and core automation, and transaction pricing for payments comes on top. Payouts reach 200+ countries and territories on local rails, with multiple currency accounts and FX management, and Tipalti says its competitive FX rates are built into the payment workflow. Tax compliance covers the US, UK, EU and Canada, and it validates tax IDs across 62 countries against 3,000+ rules. Because the fee is per account rather than per contractor, it becomes cheaper than $29-per-head platforms only at roughly nine or more payees, before transaction fees. Tipalti does not draft contractor agreements or check classification, so it pairs best with your own contracts. It ranks last here on value and ease of use, but it has the strongest payout and tax tooling for volume.
- ✓Flat platform fee, not per contractor
- ✓Unlimited users
- ✓Standard implementation included
- ✕$249 base fee before transaction pricing
- ✕No contractor contracts or classification tools
- ✕Transaction fees are quoted, not published
- Platform fee:
- From $249 per month
- Transaction fees:
- Extra, by quote
- Coverage:
- 200+ countries and territories
- Tax ID validation:
- 62 countries
- Users:
- Unlimited
Bottom line: Built for paying large payee networks with tax compliance, not for managing a few contractors. Compare total cost including transaction fees.
What to check before you pay
Multiply the fee by your active contractors
Per-contractor fees add up fast. At 10 contractors, published entry prices come to $50 a month for Papaya Global, $190 for Skuad, $290 for Remote and Oyster, $390 for Plane and $490 for Deel, Ontop and Rise. Remote bills only for contractors you actively work with that month, which helps when project work comes and goes.
Ask who carries the FX cost
The subscription is only part of the bill when you pay in other currencies. Remote locks one FX rate per monthly billing cycle and shows it before payment. Oyster charges a conversion fee only when you pay it in a currency different from the contract currency. Papaya Global offers an FX Match Guarantee, Ontop displays rates and fees before each payment, and Wise Business publishes conversion fees from 0.23% on the mid-market rate.
Decide whether you need contractor of record
Contractor management plans leave the contract and classification risk with you. If you want the vendor to hold the contract, prices rise: Papaya Global from $199, Rise $299, and Deel and Remote $325 per contractor a month. Ontop is the exception, with contractor of record from $49. Remote also sells a $99 plan with $100,000 indemnity per contractor.
Check tax forms for US companies
US businesses paying contractors need W-8 and W-9 forms and 1099 filings. Plane lists W-8 and W-9 collection and 1099 filing in its $39 plan, Remote includes 1099-NEC generation at $29, and Deel offers tax form guidance and document collection. Tipalti validates tax IDs and covers US, UK, EU and Canada tax compliance on larger payee networks.
FAQ
How much do contractor payment platforms cost per contractor?
Published contractor plans start at $5 per contractor a month on Papaya Global, $19 on Skuad, $29 on Remote and Oyster, $39 on Plane and $49 on Deel, Ontop and Rise. At 10 contractors that ranges from $50 to $490 a month before any FX costs.
Which contractor platform has the clearest FX terms?
Remote sets one FX rate per monthly billing cycle, shows it on the invoice before payment and absorbs movements during the cycle. Wise Business publishes conversion fees from 0.23% on the mid-market rate, and Papaya Global offers an FX Match Guarantee on OnePay.
Is there a free contractor payment platform?
Papaya Global's OnePay plan has $0 platform and contractor fees, and Plane's HRIS plan is free, though its contractor payments cost $39 per person. Oyster gives 30 days free before its $29 fee. Wise Business has no monthly fee after a one-time 31 USD setup.
What is contractor of record and what does it cost?
Under contractor of record, the vendor holds the contract and takes on classification risk. Ontop starts from $49 a month per contractor, Papaya Global from $199, Rise $299, and Deel and Remote $325.
Can I just use a money transfer service instead?
Yes, if you write and manage contracts yourself. Wise Business costs 31 USD once and from 0.23% per conversion, but it has no contracts, onboarding, classification checks or contractor tax forms, which the per-contractor platforms include.
Questions or corrections: editorial@rankozo.comSee our disclosure. Prices change; confirm on the vendor page before buying.
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