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4 Cheapest Temporary Car Insurance of 2026

By the Rankozo research desk · Updated November 11, 2026

Among the 9 tools in our best temporary car insurance ranking, Allianz OneTrip Rental Car Protector has the lowest verified paid starting price at $13 per calendar day. Prices below are quoted from each vendor's US pricing page.

  1. 01

    Allianz OneTrip Rental Car Protector

    Visitors renting a car for a trip

    $13 per calendar day

    Full entry, No. 3 overall

    Starts at

    $13

    Score 8.5

  2. 02

    Bonzah

    Renters who want damage and liability in one daily policy

    From about $20 per day for collision damage plus state-minimum liability

    Full entry, No. 4 overall

    Starts at

    $20

    Score 8.4

  3. 03

    Mile Auto

    Owners who drive only a few hundred miles a month

    Monthly base rate plus a per-mile rate; Mile's example is a $48 base rate and 8 cents a mile

    Full entry, No. 8 overall

    Starts at

    $48

    Score 7.9

  4. 04

    Allstate

    Owners storing a car or drivers wanting an agent

    Pennsylvania online buyers paid an average of $69 a month for liability-only cover

    Full entry, No. 7 overall

    Starts at

    $69

    Score 7.9

Scores and prices come from our Best Temporary Car Insurance ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com