Sorted by starting price

5 Cheapest Rental Car Insurance Providers of 2026

By the Rankozo research desk · Updated November 10, 2026

Among the 8 tools in our best rental car insurance providers ranking, Faye Rental Car Coverage has the lowest verified paid starting price at $7.58 per day, add-on. Prices below are quoted from each vendor's US pricing page.

1. 01

   Faye Rental Car Coverage

   Travelers buying a Faye travel plan who want the lowest daily rate for rental car damage.

   Add-on from $7.58 a day, $6.95 a day for California residents; requires a Faye travel plan

   Full entry, No. 5 overall

   Starts at

   $7.58

   Score 8.1

2. 02

   Allianz OneTrip Rental Car Protector

   US residents renting a car who want primary damage cover without filing on their own auto policy.

   $13 per calendar day for collision, loss and damage cover up to $75,000

   Full entry, No. 1 overall

   Starts at

   $13

   Score 8.8

3. 03

   RentalCover.com

   Renters who want a zero deductible, cover outside the US and the option to add liability.

   Quote by trip; RentalCover says its cover costs $15 a day on average

   Full entry, No. 2 overall

   Starts at

   $15

   Score 8.7

4. 04

   American Express Premium Car Rental Protection

   Amex card members who take long rentals and want primary damage cover for one flat fee.

   Basic $19.95 per rental, Plus $24.95 per rental, lower in Florida and California

   Full entry, No. 3 overall

   Starts at

   $19.95

   Score 8.5

5. 05

   Bonzah

   US renters, including people who do not own a car, who want damage and liability cover in one purchase.

   Quote by state and dates; plans start at about $20 per day

   Full entry, No. 4 overall

   Starts at

   $20

   Score 8.3

Scores and prices come from our Best Rental Car Insurance Providers ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com