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5 Cheapest Online Therapy Services of 2026

By the Rankozo research desk · Updated November 12, 2026

Among the 9 tools in our best online therapy services ranking, Online-Therapy.com has the lowest verified paid starting price at $48 per week, first month. Prices below are quoted from each vendor's US pricing page.

  1. 01

    Online-Therapy.com

    cash payers who want a full 45 minute live session each week

    Basic from $48 per week (first month, then $60); Standard with one 45 minute live session $72 per week (then $90)

    Full entry, No. 5 overall

    Starts at

    $48

    Score 8.4

  2. 02

    Calmerry

    cash payers on a tight budget who mainly want messaging

    Messaging $49.50 per week for the first month ($57 after); four 30 minute videos from $54.50 per week

    Full entry, No. 6 overall

    Starts at

    $49.50

    Score 8.3

  3. 03

    Talkspace

    insured adults, teens and couples who want a low copay

    Average insured copay $15 per session; out-of-pocket plans from $69 per week; extra live sessions $69 each

    Full entry, No. 1 overall

    Starts at

    $69

    Score 9.0

  4. 04

    MDLIVE

    people who want a true per-visit price without a subscription

    Talk therapy $0 to $179 for the first visit and $0 to $140 for follow-ups, depending on insurance

    Full entry, No. 8 overall

    Starts at

    $140

    Score 8.0

  5. 05

    7 Cups

    people who want free peer support before paying for therapy

    Free peer support; Premium $7.99 per month billed yearly (no therapist); messaging therapy $159 per month; weekly video therapy $299 per month

    Full entry, No. 9 overall

    Starts at

    $159

    Score 7.7

Scores and prices come from our Best Online Therapy Services ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com