Sorted by starting price

9 Cheapest Online Bookkeeping Services of 2026

By the Rankozo research desk · Updated November 10, 2026

Among the 10 tools in our best online bookkeeping services ranking, Fincent has the lowest verified paid starting price at $55 per month. Prices below are quoted from each vendor's US pricing page.

1. 01

   Fincent

   Early-stage businesses with low annual spend that can live with quarterly bookkeeping to save money.

   Basic from $55 per month billed annually with quarterly bookkeeping; Pro from $189 per month billed monthly; 10% off annual billing

   Full entry, No. 4 overall

   Starts at

   $55

   Score 8.2

2. 02

   Pilot

   Small businesses and startups with high monthly spend that want low-cost books and room to add tax and CFO work.

   Essentials $99 per month for up to $100,000 in monthly expenses; Core and Custom plans priced by sales

   Full entry, No. 2 overall

   Starts at

   $99

   Score 8.6

3. 03

   Inkle

   Very small businesses with low transaction counts that want a dedicated bookkeeper at a low entry price.

   Bookkeeping from $99 per month billed monthly for up to 30 transactions; price rises with monthly expenses; free Basic software plan

   Full entry, No. 3 overall

   Starts at

   $99

   Score 8.4

4. 04

   Bench

   Small businesses that want flat monthly bookkeeping with a bookkeeper they can call, priced by revenue band.

   Bookkeeping Light $199 per month for businesses with $250K or less in revenue; Bookkeeping $399 per month; 20% off on a 12-month plan

   Full entry, No. 1 overall

   Starts at

   $199

   Score 8.7

5. 05

   Merritt Bookkeeping

   Small businesses that want one flat price with no tiers or contracts, whatever their volume.

   $250 per month flat, no tiers or contracts; catch-up work at $200 per month behind

   Full entry, No. 6 overall

   Starts at

   $250

   Score 8.0

6. 06

   Bookkeeper360

   Small businesses that want weekly or monthly books plus tax and payroll from one US team.

   Bookkeeping from $400 per month; tax from $1,200 a year; month-to-month and annual options

   Full entry, No. 5 overall

   Starts at

   $400

   Score 8.0

7. 07

   1-800Accountant

   Owners who mainly want tax filing and planning and would like bookkeeping in the same annual package.

   Bookkeeping included in Business Complete at $469 per month billed annually; tax-only plans from $209 per month

   Full entry, No. 7 overall

   Starts at

   $469

   Score 7.7

8. 08

   Kruze Consulting

   Venture-funded startups that need accrual books ready for investor due diligence.

   Basic $650 to $850 per month based on complexity; Founder Timesaver $850 to $1,500 per month; Premium by quote

   Full entry, No. 8 overall

   Starts at

   $650

   Score 7.5

9. 09

   inDinero

   Established companies with complex books that want a controller team in QuickBooks Online or NetSuite.

   Essential from $750 per month; Growth from $1,250 per month; Executive custom

   Full entry, No. 9 overall

   Starts at

   $750

   Score 7.3

Scores and prices come from our Best Online Bookkeeping Services ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com