Sorted by starting price

5 Cheapest Investing Apps of 2026

By the Rankozo research desk · Updated November 12, 2026

Among the 10 tools in our best investing apps ranking, M1 Finance has the lowest verified paid starting price at $3 per month platform fee (waived above $10,000). Prices below are quoted from each vendor's US pricing page.

1. 01

   M1 Finance

   hands-off beginners who will build a fixed portfolio

   $3 per month platform fee, waived for clients with more than $10,000 on the platform; no commissions

   Full entry, No. 8 overall

   Starts at

   $3

   Score 8.2

2. 02

   Acorns

   beginners who want to invest spare change automatically

   Bronze $4 per month, Silver $8 per month, Gold $12 per month

   Full entry, No. 9 overall

   Starts at

   $4

   Score 7.6

3. 03

   Robinhood

   mobile-first beginners who may want a cash yield and IRA match

   Basic account without a subscription; Robinhood Gold is $5 per month with the first 30 days free

   Full entry, No. 4 overall

   Starts at

   $5

   Score 8.8

4. 04

   Stash

   beginners who want guidance bundled with investing

   The Stash Plan: $12 per month, or $108 per year ($9 per month) billed annually; 7-day trial

   Full entry, No. 10 overall

   Starts at

   $9

   Score 7.2

5. 05

   Public

   beginners who want an IRA match without a subscription

   $0 US stock and ETF trades without a membership; optional Public Reserve is $20 per month or $200 per year

   Full entry, No. 3 overall

   Starts at

   $20

   Score 8.8

Scores and prices come from our Best Investing Apps ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com