Sorted by starting price

5 Cheapest Free Accounting Software of 2026

By the Rankozo research desk · Updated November 7, 2026

Among the 8 tools in our best free accounting software ranking, Akaunting has the lowest verified paid starting price at $12 per month. Prices below are quoted from each vendor's US pricing page.

1. 01

   Akaunting

   Freelancers and small businesses who can run their own server and want free invoicing and expense tracking.

   Free On-Premise Standard plan; Standard Cloud $12 per month, $8 per month on yearly billing

   Full entry, No. 7 overall

   Starts at

   $12

   Score 7.5

2. 02

   Invoice Ninja

   Freelancers whose bookkeeping is mostly invoicing, payments and billable time for a small client list.

   Free plan for 5 clients; Pro $14 per month, or $140 per year; Enterprise from $18 per month

   Full entry, No. 5 overall

   Starts at

   $14

   Score 7.8

3. 03

   Zoho Books

   Sole traders and micro businesses under $50K in yearly revenue who want full bookkeeping, not just invoicing, at no cost.

   Free plan while revenue stays under $50K a year; Standard $15 per organization per month billed annually ($20 monthly)

   Full entry, No. 1 overall

   Starts at

   $15

   Score 8.9

4. 04

   Wave

   Freelancers and service businesses that mainly send invoices and estimates and want the simplest free start.

   Free Starter plan; Pro $19 per month or $190 per year

   Full entry, No. 2 overall

   Starts at

   $19

   Score 8.5

5. 05

   Manager.io

   Sole traders who want complete double-entry books with no usage limits and are comfortable working on a desktop app.

   Desktop and Server editions free; Cloud Edition $59 per month for unlimited users and businesses

   Full entry, No. 3 overall

   Starts at

   $59

   Score 8.4

Scores and prices come from our Best Free Accounting Software ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com