Sorted by starting price
9 Cheapest Credit Cards for Travel Insurance of 2026
By the Rankozo research desk · Updated November 11, 2026
Among the 10 tools in our best credit cards for travel insurance ranking, Chase Sapphire Preferred has the lowest verified paid starting price at $95 annual fee. Prices below are quoted from each vendor's US pricing page.
- 01
Chase Sapphire PreferredMost travelers who want trip cancellation cover for a low annual fee
$95 annual fee
Full entry, No. 1 overallStarts at
$95
Score 9.0
- 02Chase Ink Business Preferred
Small business owners who book work trips on a company card
$95 annual fee
Full entry, No. 4 overallStarts at
$95
Score 8.0
- 03
Starts at
$95
Score 7.9
- 04
Citi Strata Premier CardCiti customers who want a $95 card with a full list of travel protections
$95 annual fee
Full entry, No. 6 overallStarts at
$95
Score 7.9
- 05United Explorer Card
United flyers who want basic trip insurance and a $0 first year
$0 first year, then $150 annual fee
Full entry, No. 3 overallStarts at
$150
Score 8.2
- 06
Starts at
$350
Score 7.5
- 07
Capital One Venture XTravelers who book through Capital One Travel and want a lower premium fee
$395 annual fee
Full entry, No. 7 overallStarts at
$395
Score 7.5
- 08Chase Sapphire Reserve
Frequent and international travelers who want medical and evacuation cover from their card
$795 annual fee; $195 per authorized user
Full entry, No. 2 overallStarts at
$795
Score 8.5
- 09
The Platinum Card from American ExpressLuxury travelers who will use the hotel, lounge and airline credits
$895 annual fee
Full entry, No. 9 overallStarts at
$895
Score 7.4
Bilt Obsidian CardScores and prices come from our Best Credit Cards for Travel Insurance ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com