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8 Cheapest Credit Cards for Extended Warranty of 2026

By the Rankozo research desk · Updated November 11, 2026

Among the 10 tools in our best credit cards for extended warranty ranking, Blue Cash Preferred Card from American Express has the lowest verified paid starting price at $95 annual fee. Prices below are quoted from each vendor's US pricing page.

  1. 01

    Blue Cash Preferred Card from American Express

    Appliance buyers whose manufacturer warranty runs four or five years

    $0 intro annual fee for the first year, then $95

    Full entry, No. 2 overall

    Starts at

    $95

    Score 8.8

  2. 02

    Chase Sapphire Preferred

    Travelers who also want warranty cover on purchases

    $95 annual fee

    Full entry, No. 4 overall

    Starts at

    $95

    Score 8.6

  3. 03

    Chase Ink Business Preferred

    Small businesses buying computers, phones and office equipment

    $95 annual fee

    Full entry, No. 5 overall

    Starts at

    $95

    Score 8.3

  4. 04

    Bilt Obsidian Card

    Renters and homeowners who want warranty cover and housing points

    $95 annual fee

    Full entry, No. 6 overall

    Starts at

    $95

    Score 8.1

  5. 05

    Citi Strata Premier Card

    Citi ThankYou points collectors who want warranty cover on a Mastercard

    $95 annual fee

    Full entry, No. 8 overall

    Starts at

    $95

    Score 7.8

  6. 06

    American Express Gold Card

    Heavy restaurant and grocery spenders who also buy appliances

    $325 annual fee

    Full entry, No. 7 overall

    Starts at

    $325

    Score 7.8

  7. 07

    Chase Sapphire Reserve

    Premium travelers who buy expensive gear

    $795 annual fee

    Full entry, No. 9 overall

    Starts at

    $795

    Score 7.7

  8. 08

    The Platinum Card from American Express

    Premium travelers who want the widest set of purchase protections

    $895 annual fee

    Full entry, No. 10 overall

    Starts at

    $895

    Score 7.3

Scores and prices come from our Best Credit Cards for Extended Warranty ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com