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8 Cheapest Credit Cards for Airport Lounge Access of 2026

By the Rankozo research desk · Updated November 11, 2026

Among the 10 tools in our best credit cards for airport lounge access ranking, Capital One Venture X has the lowest verified paid starting price at $395 annual fee. Prices below are quoted from each vendor's US pricing page.

  1. 01

    Capital One Venture X

    Travelers who want broad lounge access at the lowest premium annual fee on this list.

    $395 annual fee

    Full entry, No. 1 overall

    Starts at

    $395

    Score 9.2

  2. 02

    Bilt Palladium Card

    Renters and homeowners who want Priority Pass and points on housing payments.

    $495 annual fee

    Full entry, No. 4 overall

    Starts at

    $495

    Score 8.2

  3. 03

    Delta SkyMiles Reserve American Express Card

    Delta flyers who want Sky Club visits and status help.

    $650 annual fee

    Full entry, No. 9 overall

    Starts at

    $650

    Score 7.6

  4. 04

    Marriott Bonvoy Brilliant American Express Card

    Marriott loyalists who want Priority Pass alongside hotel status.

    $650 annual fee

    Full entry, No. 10 overall

    Starts at

    $650

    Score 7.2

  5. 05

    United Club Card

    Travelers based at a United hub who want unlimited United Club visits.

    $695 annual fee

    Full entry, No. 6 overall

    Starts at

    $695

    Score 8.0

  6. 06

    Chase Sapphire Reserve

    Travelers who often bring a companion into the lounge and want strong points earning.

    $795 annual fee

    Full entry, No. 2 overall

    Starts at

    $795

    Score 8.5

  7. 07

    The Platinum Card from American Express

    Frequent flyers who want the largest lounge network, including Centurion Lounges and Delta Sky Club visits.

    $895 annual fee

    Full entry, No. 3 overall

    Starts at

    $895

    Score 8.3

  8. 08

    The Business Platinum Card from American Express

    Business owners who travel often and want Centurion, Priority Pass and Sky Club visits on a company card.

    $895 annual fee

    Full entry, No. 8 overall

    Starts at

    $895

    Score 7.8

Scores and prices come from our Best Credit Cards for Airport Lounge Access ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com