Sorted by starting price

4 Cheapest Commercial Auto Insurance of 2026

By the Rankozo research desk · Updated November 11, 2026

Among the 10 tools in our best commercial auto insurance ranking, biBERK has the lowest verified paid starting price at $50 per vehicle per month (low end of $600 a year estimate). Prices below are quoted from each vendor's US pricing page.

1. 01

   biBERK

   Small businesses with a few cars, vans or trucks that want to buy online, direct from the insurer, at a lower price.

   Estimates from $600 to $1,500 per vehicle per year for commuter or consultant use of smaller vehicles

   Full entry, No. 2 overall

   Starts at

   $50

   Score 8.7

2. 02

   Insureon

   Small businesses that want several carrier quotes at once and a licensed agent to help pick limits.

   Median of $245 a month for Insureon's small business customers

   Full entry, No. 4 overall

   Starts at

   $245

   Score 8.3

3. 03

   Progressive Commercial

   Owners of work cars, vans, pickups and small fleets who want an online quote, published price benchmarks and discounts for sharing driving data.

   2025 averages from $260 a month for contractor autos to $926 for for-hire transport trucks

   Full entry, No. 1 overall

   Starts at

   $260

   Score 9.1

4. 04

   The Hartford

   Businesses already insured with The Hartford for workers compensation or a BOP that want auto through the same agent.

   Customer average of about $574 a month, or $6,884 a year

   Full entry, No. 9 overall

   Starts at

   $574

   Score 7.6

Scores and prices come from our Best Commercial Auto Insurance ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com