Sorted by starting price

4 Cheapest Car Insurance in Virginia of 2026

By the Rankozo research desk · Updated November 11, 2026

Among the 9 tools in our best car insurance in virginia ranking, Allstate has the lowest verified paid starting price at $80 per month, average liability-only policy bought online for one driver and one vehicle in Virginia. Prices below are quoted from each vendor's US pricing page.

1. 01

   Allstate

   Budget shoppers buying liability coverage online

   Virginia customers who bought online paid $80 a month on average for liability-only cover

   Full entry, No. 3 overall

   Starts at

   $80

   Score 8.5

2. 02

   AARP Auto Insurance from The Hartford

   AARP members aged 50 and older

   Virginia customers pay about $107 a month on average

   Full entry, No. 6 overall

   Starts at

   $107

   Score 8.3

3. 03

   Progressive

   Online shoppers who want a Virginia benchmark and many discounts

   Virginia liability-only policies average $165.02 a month, based on Progressive data

   Full entry, No. 4 overall

   Starts at

   $165.02

   Score 8.5

4. 04

   USAA

   Military members, veterans and their families in Virginia

   Virginia members paid $189 a month on average in 2025

   Full entry, No. 5 overall

   Starts at

   $189

   Score 8.5

Scores and prices come from our Best Car Insurance in Virginia ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com