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5 Cheapest Business Savings Accounts of 2026

By the Rankozo research desk · Updated November 11, 2026

Among the 9 tools in our best business savings accounts ranking, Capital One Business Advantage Savings has the lowest verified paid starting price at $3 monthly fee, waived with $300 balance. Prices below are quoted from each vendor's US pricing page.

1. 01

   Capital One Business Advantage Savings

   Capital One business checking customers who want savings at the same bank and keep $10,000 or more.

   $3 monthly fee, waived with a $300 minimum balance

   Full entry, No. 5 overall

   Starts at

   $3

   Score 8.4

2. 02

   Axos Business Premium Savings

   Businesses that will also open Axos Basic Business Checking and keep at least $2,500 in savings.

   $5 monthly maintenance fee, waived with a $2,500 average daily balance

   Full entry, No. 4 overall

   Starts at

   $5

   Score 8.4

3. 03

   Lili High-Yield Savings

   Freelancers and small businesses that want a no-fee business account with savings attached and room for balances up to $1 million.

   Free Core plan; paid plans from $15 per month ($9 for the first 3 months)

   Full entry, No. 2 overall

   Starts at

   $15

   Score 8.7

4. 04

   Relay

   Growing teams that want many checking accounts, savings and bill pay in one place and may pay for a plan.

   Free Starter plan; paid plans from $30 per month

   Full entry, No. 6 overall

   Starts at

   $30

   Score 8.4

5. 05

   Bluevine Business Checking

   Small businesses that would rather earn interest in their operating account than move money to a separate savings account.

   Standard plan with no monthly fee; Plus $30 per month, Premier $95 per month

   Full entry, No. 7 overall

   Starts at

   $30

   Score 8.3

Scores and prices come from our Best Business Savings Accounts ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com