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4 Cheapest Business Credit Cards for an LLC of 2026

By the Rankozo research desk · Updated November 10, 2026

Among the 10 tools in our best business credit cards for an llc ranking, Chase Ink Business Preferred has the lowest verified paid starting price at $95 annual fee. Prices below are quoted from each vendor's US pricing page.

  1. 01

    Chase Ink Business Preferred

    LLCs that spend on online advertising, shipping and travel and want a large points bonus.

    $95 annual fee

    Full entry, No. 5 overall

    Starts at

    $95

    Score 8.6

  2. 02

    Capital One Spark Cash Plus

    LLCs with high monthly spend that pay in full and want 2% back with no cap and flexible spending power.

    $150 annual fee, refunded each year you spend at least $150,000

    Full entry, No. 8 overall

    Starts at

    $150

    Score 8.3

  3. 03

    American Express Business Gold Card

    LLCs with large ad, software or shipping bills that will use the monthly business statement credits.

    $375 annual fee

    Full entry, No. 9 overall

    Starts at

    $375

    Score 7.9

  4. 04

    Capital One Venture X Business

    LLC owners who travel often and will use the $300 travel credit and lounge access.

    $395 annual fee

    Full entry, No. 10 overall

    Starts at

    $395

    Score 7.9

Scores and prices come from our Best Business Credit Cards for an LLC ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com