Sorted by starting price

10 Cheapest Airline Miles Credit Cards of 2026

By the Rankozo research desk · Updated November 10, 2026

Among the 10 tools in our best airline miles credit cards ranking, Chase Sapphire Preferred has the lowest verified paid starting price at $95 annual fee. Prices below are quoted from each vendor's US pricing page.

1. 01

   Chase Sapphire Preferred

   Flyers who want points that can move to several airline programs instead of being locked into one carrier.

   $95 annual fee

   Full entry, No. 1 overall

   Starts at

   $95

   Score 9.0

2. 02

   Capital One Venture Rewards

   Occasional flyers who want simple miles on all spending for a low fee.

   $95 annual fee

   Full entry, No. 3 overall

   Starts at

   $95

   Score 8.5

3. 03

   Citi Strata Premier Card

   Flyers who spend on airfare, dining and groceries and want points that transfer to American Airlines.

   $95 annual fee

   Full entry, No. 4 overall

   Starts at

   $95

   Score 8.5

4. 04

   Southwest Rapid Rewards Plus

   Southwest flyers who want a low-fee card with a free checked bag.

   $99 annual fee

   Full entry, No. 6 overall

   Starts at

   $99

   Score 8.2

5. 05

   Citi AAdvantage Platinum Select

   American Airlines flyers who want a bag benefit and Loyalty Points from spending.

   $0 first year, then $99 a year

   Full entry, No. 8 overall

   Starts at

   $99

   Score 7.9

6. 06

   JetBlue Plus Card

   JetBlue flyers on the East Coast and in the Caribbean who check bags.

   $99 annual fee

   Full entry, No. 10 overall

   Starts at

   $99

   Score 7.7

7. 07

   United Explorer Card

   United flyers who check bags and want boarding perks on United flights.

   $0 first year, then $150 a year

   Full entry, No. 5 overall

   Starts at

   $150

   Score 8.4

8. 08

   Delta SkyMiles Gold American Express Card

   Delta flyers who check bags and spend at restaurants and supermarkets.

   $0 first year, then $150 a year

   Full entry, No. 7 overall

   Starts at

   $150

   Score 8.1

9. 09

   Capital One Venture X

   Frequent flyers who want lounge access and a flat earn rate without tracking categories.

   $395 annual fee

   Full entry, No. 2 overall

   Starts at

   $395

   Score 8.9

10. 10

    The Platinum Card from American Express

    Very frequent flyers who will use lounges and travel credits every year.

    $895 annual fee

    Full entry, No. 9 overall

    Starts at

    $895

    Score 7.8

Scores and prices come from our Best Airline Miles Credit Cards ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com