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8 Best Roadside Assistance Plans of 2026
By the Rankozo research desk · Updated November 11, 2026 · Next review December 26, 2026
AAA is the best roadside assistance plan in 2026, and if you want it on your car insurance, State Farm's Emergency Road Service is the best add-on because State Farm says customers typically may request help as many times as needed. Good Sam suits drivers far from a shop, since it tows to the nearest service center with no mileage limit for $64.95 a year for new members. The cheapest verified price as of November 2026 is AAA's Classic level at $54 for the first year at the Auto Club of Southern California, though its tows reach only 7 miles.
- Tools ranked
- 8
- With free plan
- 0
- Cheapest paid plan
- AAA, $54
- per year, first year
Comparison table
| Tool | |||||
|---|---|---|---|---|---|
| AAA | 01 | 8.9 | 8.6 | $54per year, first year | No |
| Good Sam Roadside Assistance | 02 | 8.7 | 9.0 | $64.95per year, first year | No |
| State Farm Emergency Road Service | 03 | 8.4 | 8.8 | Check price | No |
| Allstate Roadside | 04 | 8.3 | 8.2 | $75per year, first year | No |
| Paragon Motor Club | 05 | 8.2 | 8.4 | $84.95per year | No |
| Progressive Roadside Assistance | 06 | 8.1 | 8.2 | Check price | No |
| Better World Club | 07 | 7.8 | 7.8 | $69.95per year | No |
| Liberty Mutual 24-Hour Roadside Assistance | 08 | 7.6 | 7.6 | Check price | No |
Click a column to sort. Prices are the cheapest paid plan quoted from each vendor's US pricing page; "Check price" means the US price check is pending.
How this ranking works
One method for every tool. We compared documented features and published prices; we did not run hands-on tests. Value carries the most weight.
Full methodThis list is for drivers who want someone to tow the car, jump a dead battery or open a locked door when they break down. We compared five roadside clubs and three insurer add-ons using each company's own pages in November 2026. We compared documented features and published prices; we did not buy plans or call for service. Rankozo weights value at 40%, features at 35% and ease of use at 25%. Clubs publish annual prices, while insurers price roadside coverage inside your premium, so those rows show a pending price. GEICO, Honk, Urgent.ly and Agero were left out: GEICO's pages could not be checked from our location, Urgent.ly's site was down, and Honk and Agero now sell mainly to insurers and fleets.
The verdict
AAA ranks first because its Plus level combines 100-mile tows, 4 service calls a year and coverage that follows the member, for $90 in the first year at the Southern California club. Good Sam is the strongest value for long-distance and rural drivers, with tows to the nearest service center at any distance. If you would rather keep everything on your car insurance, State Farm's Emergency Road Service stands out for typically allowing as many requests as needed, while Progressive adds winching and Allstate sells memberships to drivers insured anywhere. Paragon is the pick for choosing your own shop, and Better World Club for drivers who also ride bikes.
- 01Top value
AAA
8.9/10A federation of regional auto clubs that sells roadside membership in Classic, Plus and Premier levels.
Price
$54per year, first year
From $54 for the first year (Classic, Auto Club of Southern California online offer with Auto Pay); dues vary by club
“Classic level $54 first year” Quoted from the pricing page, November 11, 2026.
- Free plan
- No
- Value (40%)
- 8.6
- Features (35%)
- 9.2
- Ease of use (25%)
- 9.0
Best forDrivers who want a big-name club with 100-mile tows
AAA is a federation of independent regional clubs, so what you pay depends on where you live. We checked the Auto Club of Southern California's membership page in November 2026. Its Classic level costs $54 for the first year as an online offer with Auto Pay and includes tows of up to 7 miles. The Plus level costs $90 for the first year and stretches each tow to 100 miles, while Premier costs $119 and adds one household tow of up to 200 miles. Every level gives primary members up to 4 service calls a year across the U.S. and Canada, flat tire service and a locksmith allowance that rises from $60 to $150. AAA's international page notes that the membership cardholder is covered for road service, not the car, which helps families who swap vehicles. The weak spots are the short Classic tow and the fact that dues, fees and benefits change from club to club, so check your own club before you join.
- ✓Plus level gives 100-mile tows for $90 in the first year at the Southern California club
- ✓Covers the cardholder, not a specific car
- ✓Flat tire service included at every level
- ✕Each club sets its own dues and benefits, so prices differ by state
- ✕The $54 Classic price is a first-year online offer that requires Auto Pay
- ✕Classic tows only reach 7 miles
- Cheapest level:
- Classic, $54 first year (ACE)
- Tow distance:
- 7, 100 or 200 miles by level
- Service calls:
- Up to 4 per primary member per year
- Emergency line:
- 1-800-AAA-HELP
Bottom line: AAA is the best roadside plan for most drivers because its Plus level pairs 100-mile tows with 4 service calls a year. Pick Plus over Classic unless you only drive in town.
- 02
Good Sam Roadside Assistance
8.7/10A roadside club from the Camping World family that covers cars, trucks, motorcycles and RVs.
Price
$64.95per year, first year
Standard from $64.95 per year for new members (regular $129.95)
“Standard Budget-friendly coverage for owned vehicles $64.95 / yr” Quoted from the pricing page, November 11, 2026.
- Free plan
- No
- Value (40%)
- 9.0
- Features (35%)
- 8.6
- Ease of use (25%)
- 8.4
Best forDrivers and RV owners who want towing with no mileage cap
Good Sam Roadside Assistance is best known among RV owners, but its Standard plan also covers owned cars, trucks, SUVs and motorcycles, plus one travel trailer. In November 2026 the Standard plan was listed at $64.95 a year for new members, half the regular $129.95, and the rate includes a $10 auto-renewal discount. The key benefit is towing: Good Sam pays to deliver your vehicle to the nearest independent professional service center no matter the distance, which beats the mileage caps on most plans here. Plans also include jump starts, flat tire service, lockout help, fuel delivery of up to 5 gallons and trip interruption benefits if an accident with another vehicle happens more than 100 miles from home. Platinum at $79.95 extends cover to leased and rented vehicles and motorized RVs. Two limits matter: benefits begin 48 hours after payment approval, and towing to a shop of your choosing rather than the nearest one may cost extra.
- ✓Introductory Standard price of $64.95 a year
- ✓Unlimited tow distance to the nearest service center
- ✓Platinum at $79.95 adds leased and rented vehicles and motorized RVs
- ✕Intro price applies to new members only; the regular rate is $129.95
- ✕Benefits start 48 hours after payment is approved
- ✕Extra fees may apply to tow to a shop of your choice
- Standard plan:
- $64.95 per year intro, $129.95 regular
- Tow distance:
- Unlimited to nearest service center
- Activation:
- 48 hours after payment approval
- Phone:
- 1-800-601-2850
Bottom line: Good Sam is the best choice for rural and long-distance drivers because towing to the nearest service center has no mileage limit. Budget for the $129.95 regular rate after the first term.
- 03
State Farm Emergency Road Service
8.4/10An optional add-on (Coverage H) to a State Farm auto policy for towing and roadside labor.
- Free plan
- No
- Value (40%)
- 8.8
- Features (35%)
- 7.8
- Ease of use (25%)
- 8.6
Best forState Farm auto customers who want roadside help on their policy
State Farm's Emergency Road Service is an optional coverage on its auto policies rather than a separate club. It pays for towing to the nearest repair location when a covered vehicle is not drivable or is stuck on or next to a public road, up to one hour of mechanical labor at the breakdown site, delivery of gas, oil or a battery, tire changes and up to one hour of locksmith labor when keys are lost, stolen or locked inside. The parts and fuel themselves are not covered. The standout line on State Farm's page is that customers typically may request help as many times as needed, which is unusual next to clubs that cap calls at three to five a year. Help is available 24/7 by app or at 877-627-5757, and State Farm says more than 500,000 customers have used its app to request roadside help. State Farm does not publish a price, and tows beyond the nearest facility or labor past the first hour are your cost.
- ✓State Farm says customers typically may request help as many times as needed
- ✓Can be added to an existing policy
- ✓More than 19,000 agents to help set it up
- ✕Only available on a State Farm auto policy
- ✕No published price; cost depends on your policy
- ✕Tows past the nearest repair facility are not covered
- Coverage name:
- Coverage H, Emergency Road Service
- Labor limit:
- Up to one hour
- Request limit:
- Typically as many times as needed
- Phone:
- 877-627-5757
Bottom line: State Farm is the best car insurance for roadside assistance because its Emergency Road Service typically allows as many requests as needed. It only works if you already insure your car with State Farm.
- 04
Allstate Roadside
8.3/10Allstate's roadside memberships and pay-per-use service, open to drivers who do not hold an Allstate policy.
Price
$75per year, first year
Roadside Assist $75 for the first year, $78 a year after
“$6.25/mo ($75/ for first year )” Quoted from the pricing page, November 11, 2026.
- Free plan
- No
- Value (40%)
- 8.2
- Features (35%)
- 8.2
- Ease of use (25%)
- 8.6
Best forDrivers without an Allstate policy who want app-based help
Allstate sells roadside help in three ways: memberships anyone can buy, roadside coverage on its auto policies, and one-time pay-per-use service. The Roadside Assist membership costs $75 for the first year ($6.25 a month) and $78 a year after that. It includes up to 5 rescues a year, tows of up to 15 miles, jump starts, fuel delivery including the cost of fuel, lockout service, tire changes and a $1,000 trip interruption benefit. Roadside Advantage costs $99 for the first year, raises tows to 25 miles and adds $1,500 of trip interruption plus tire and wheel reimbursement of up to $100 per incident twice a year. Allstate says membership calls are not insurance claims and do not affect your auto premium, and most requests are handled in 30 minutes or less. Without a plan you can buy a single tow for $154. The short tow limits are the main drawback for rural drivers.
- ✓No Allstate policy required
- ✓Membership calls are not insurance claims, per Allstate
- ✓Household add-on covers up to 5 more members for $45 a year on Assist
- ✕15-mile tow limit on the entry plan
- ✕Price rises to $78 a year after the first year
- ✕Benefits start 72 hours after enrolling
- Entry plan:
- Roadside Assist, $75 first year
- Tow distance:
- 15 or 25 miles by plan
- Pay-per-use tow:
- $154
- Phone:
- 800-347-8880
Bottom line: Allstate Roadside is the best choice for drivers who want app tracking without switching insurers because its $75 plan needs no Allstate policy. Rural drivers should weigh its 15-mile tow cap.
- 05
Paragon Motor Club
8.2/10An online motor club with Classic and Advantage roadside plans that cover the member in any vehicle.
Price
$84.95per year
Advantage plan $84.95 per year, no sign-up fee
“Annual Cost $84.95” Quoted from the pricing page, November 11, 2026.
- Free plan
- No
- Value (40%)
- 8.4
- Features (35%)
- 8.4
- Ease of use (25%)
- 7.6
Best forDrivers who want 100-mile tows to a shop of their choice
Paragon Motor Club is a smaller online club whose services are delivered through Roadside Protect, Inc. Its Advantage plan costs $84.95 a year on Paragon's own comparison page, with no sign-up fee. Advantage tows up to 100 miles to a service facility of your choice, which is more flexible than plans that only pay to the nearest shop. It also covers flat tire changes, battery jump starts, lockouts, fluid delivery, winching up to $100 and minor mechanical adjustments up to $100, plus up to $1,000 of trip interruption after an accident or vehicle theft 100 or more miles from home. Benefits follow the member into any vehicle they occupy, a spouse can be added as a free associate member, and motorcycles ride on the auto plan. The cheaper Classic plan tows up to 15 miles, but its price only appears at checkout after you pick a state. Annual plans can be canceled any time for a pro-rata refund.
- ✓No application fee on annual plans
- ✓Cancel any time for a pro-rata refund
- ✓Motorcycle covered under the auto plan
- ✕Classic plan price is only shown at checkout
- ✕Plan pages look dated and require choosing a state
- ✕Some benefits are not available in every state
- Advantage price:
- $84.95 per year
- Tow distance:
- 15 (Classic) or 100 miles (Advantage)
- Sign-up fee:
- None on annual plans
- Phone:
- 1-866-247-3728
Bottom line: Paragon is the best choice for drivers who want to pick their own repair shop because its $84.95 Advantage plan tows up to 100 miles to a facility of your choice. Check state restrictions before buying.
- 06
Progressive Roadside Assistance
8.1/10A 24/7 roadside coverage you can add to a Progressive auto, motorcycle or RV policy, serviced by Agero.
- Free plan
- No
- Value (40%)
- 8.2
- Features (35%)
- 7.8
- Ease of use (25%)
- 8.4
Best forProgressive policyholders who want towing and winching on their policy
Progressive's 24/7 Roadside Assistance is an extra coverage you add to a Progressive policy, and its services are provided by Agero. It covers towing within a 15-mile radius, or to the nearest qualified repair shop if none is that close; if you pick a farther shop you pay the extra mileage. Winching is included when the car is stuck in mud, snow, water or sand within 100 feet of a road or highway. Jump starts, flat tire changes with your spare, fuel delivery (you pay for the fuel), locksmith service and up to one hour of on-scene labor round out the coverage. Electric cars that run out of charge are towed to a charging facility. Roadside is available on car, motorcycle and RV policies, and trip interruption can be added in some states to cover lodging, food and travel after a far-from-home breakdown. Progressive does not publish a price, and it notes there may be a limit on the number of roadside events your policy covers.
- ✓Services provided by Agero, which Progressive says is trusted by over 80 million drivers
- ✓Available on car, motorcycle and RV policies
- ✓EV owners get a tow to a charging facility
- ✕Only for Progressive policyholders
- ✕No published price
- ✕There may be a limit on the number of roadside events your policy covers
- Tow radius:
- 15 miles
- On-scene labor:
- Up to one hour
- Service provider:
- Agero
- Vehicles:
- Car, motorcycle, RV
Bottom line: Progressive Roadside Assistance is the best choice for current Progressive customers because it adds towing, winching and an hour of labor to the policy they already have. Expect a 15-mile tow radius.
- 07
Better World Club
7.8/10A B Corp certified auto club that offers carbon-neutral roadside assistance for cars, motorcycles, RVs and bikes.
Price
$69.95per year
Basic Auto $69.95 per year; Premium Auto $119.95
“Basic Auto Essential coverage for you and your vehicle $69.95 per year” Quoted from the pricing page, November 11, 2026.
- Free plan
- No
- Value (40%)
- 7.8
- Features (35%)
- 7.8
- Ease of use (25%)
- 7.8
Best forEco-minded drivers and cyclists who want one club
Better World Club pitches itself as the auto club for drivers who care about the environment: it is a certified B Corp and says its roadside service is 100% carbon neutral. Plans in November 2026 started at $69.95 a year for Basic Auto, which covers towing, jump starts, flat tire changes, fuel delivery, lockouts and winching but limits tows to 5 miles. Premium Auto costs $119.95 a year and extends tows to 100 miles. Members get up to 4 service calls a year, or up to 8 with associate family members, and coverage extends to motorcycles, scooters of 50cc or more and RVs. A separate $44.95 plan rescues bicycles and e-bikes with 30-mile transport, which no other club here offers. The waiting periods are longer than most: basic services start after 3 business days and Premium mileage after 7. Tows go to the nearest qualified repair facility up to your plan limit.
- ✓Only auto club that combines roadside help with bike rescue
- ✓Premium Auto includes 100-mile tows
- ✓Lifestyle discounts and insurance options bundled with membership
- ✕Basic Auto tows only 5 miles
- ✕Basic services begin after 3 business days, Premium mileage after 7
- ✕ATVs are not covered
- Basic Auto:
- $69.95 per year, 5-mile tows
- Premium Auto:
- $119.95 per year, 100-mile tows
- Service calls:
- 4 per year, 8 with associates
- Phone:
- 866-238-1137
Bottom line: Better World Club is the best choice for drivers who also ride bikes because it offers bicycle rescue alongside auto plans from $69.95 a year. Choose Premium if you need tows longer than 5 miles.
- 08
Liberty Mutual 24-Hour Roadside Assistance
7.6/10Optional roadside help tied to Towing and Labor coverage on a Liberty Mutual auto policy.
- Free plan
- No
- Value (40%)
- 7.6
- Features (35%)
- 7.2
- Ease of use (25%)
- 8.0
Best forLiberty Mutual customers who need basic towing and lockout help
Liberty Mutual's 24-Hour Roadside Assistance is the simplest option on this list. To use it, you must carry the optional Towing and Labor coverage on your Liberty Mutual auto policy; existing customers can check online whether it is already on their policy and add it if not. Covered services are towing to the nearest qualified facility, jump starting a dead battery, emergency fuel delivery (you pay for the fuel), changing a flat tire and unlocking vehicle doors, with help available 24 hours a day at 877-762-3101. Liberty Mutual notes that additional charges apply if your policy does not include Towing and Labor coverage and that coverage may vary by state or by how you purchase. The page publishes no price, no tow distance and no yearly call limit, so you will need to read your policy or ask an agent for the details. It fits Liberty Mutual customers who want the basics, not drivers comparing standalone clubs.
- ✓Can be added online by existing customers
- ✓Available around the clock
- ✓Bundles with other Liberty Mutual policies
- ✕Requires optional Towing and Labor coverage on your policy
- ✕No published price or tow distance
- ✕Additional charges apply without Towing and Labor coverage
- Requirement:
- Towing and Labor coverage
- Tow destination:
- Nearest qualified facility
- Phone:
- 877-762-3101
- Availability:
- 24/7
Bottom line: Liberty Mutual's roadside help is the best choice for its own policyholders who want basic towing and lockouts added online. Clubs such as AAA publish clearer tow limits.
What to check before you pay
Compare tow distance first
Tow limits vary more than anything else: AAA Classic tows 7 miles, Allstate Roadside Assist 15, Progressive 15, AAA Plus and Paragon Advantage 100, and Good Sam has no distance cap to the nearest service center. A short limit is fine in a city but costly on a rural highway.
Club membership or insurance add-on
Clubs such as AAA, Good Sam and Allstate Roadside cover you no matter who insures your car, and Allstate says membership calls are not insurance claims. Insurer add-ons from State Farm, Progressive and Liberty Mutual sit on your policy, and Allstate notes that its auto policy roadside plans require filing a claim.
Check call limits and waiting periods
AAA and Better World Club allow up to 4 calls a year per primary member, and Allstate memberships up to 5. New memberships also have waiting periods: 48 hours at Good Sam, 72 hours at Allstate and 3 business days at Better World Club.
Look past the first-year price
Several prices here are introductory. Good Sam's Standard plan is $64.95 for new members and $129.95 regular, Allstate Roadside Assist rises from $75 to $78, and AAA's $54 Classic offer requires Auto Pay.
FAQ
Which car insurance is best for roadside assistance?
State Farm is the best car insurer for roadside assistance in 2026. Its Emergency Road Service (Coverage H) covers towing to the nearest repair location, up to one hour of labor and locksmith help, and State Farm says customers typically may request help as many times as needed.
What is the best car insurance for breakdowns?
State Farm is the best car insurer for breakdowns, with Progressive close behind. State Farm's add-on typically allows as many requests as needed, while Progressive adds winching within 100 feet of a road and up to one hour of on-scene labor through Agero.
Is AAA better than roadside assistance from my insurer?
AAA is better if you want long tows and coverage in any car you are in. Its Plus level tows up to 100 miles for $90 in the first year at the Southern California club, while insurer add-ons such as Progressive tow within 15 miles or to the nearest repair shop.
What is the cheapest roadside assistance plan?
AAA Classic is the cheapest verified plan on our list at $54 for the first year at the Auto Club of Southern California with Auto Pay. Good Sam Standard costs $64.95 a year for new members and Better World Club Basic Auto $69.95, as of November 2026.
Does using roadside assistance raise my insurance rate?
No, not when the help comes from a membership. Allstate says calls on its roadside memberships are not insurance claims and do not affect your premium, but its auto policy roadside plans require a claim for towing and other services.
Can I get roadside help without a membership?
Yes. Allstate sells pay-per-use roadside service with no membership required, and a tow costs $154 on its roadside page as of November 2026.
Questions or corrections: editorial@rankozo.comSee our disclosure. Prices change; confirm on the vendor page before buying.
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