Free plans only

5 Best Free Prepaid Debit Cards of 2026

By the Rankozo research desk · Updated November 11, 2026

5 of the 8 tools in our best prepaid debit cards ranking offer a permanent free plan. Cash App Card scores highest among them at 9.0 out of 10.

01
Cash App Card
People who want a $0 monthly fee card without opening a bank account
$0 monthly fee and $0 per purchase; $2.50 ATM fee, waived in-network with $300 in monthly deposits
Full entry, No. 1 overall
Paid from
Free
Score 9.0
02
Chime
Workers with direct deposit who want free overdraft and no credit check
See vendor pricing (USD check pending)
Full entry, No. 2 overall
Paid from
Free plan
Score 9.0
03
Varo Bank
People who deposit cash and want free CVS deposits
$0 monthly fee and no minimum balance fee; $3.50 at out-of-network ATMs
Full entry, No. 3 overall
Paid from
Free
Score 8.8
04
Venmo Debit Card
Venmo users who want cash back on their balance
$0 monthly fee; free withdrawals at 40,000 MoneyPass ATMs
Full entry, No. 4 overall
Paid from
Free
Score 8.6
05
Green Dot Pay As You Go Visa Debit Card
Occasional users who make only a few purchases a month
No monthly fee; $1.50 per transaction
Full entry, No. 7 overall
Paid from
Free
Score 7.8

Scores and prices come from our Best Prepaid Debit Cards ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com