Free plans only

7 Best Free Investing Apps of 2026

By the Rankozo research desk · Updated November 12, 2026

7 of the 10 tools in our best investing apps ranking offer a permanent free plan. Fidelity scores highest among them at 9.3 out of 10.

01
Fidelity
beginners who want one free account for stocks, funds and retirement
Free to open and hold; $0 online US stock, ETF and option commissions, plus $0.65 per option contract
Full entry, No. 1 overall
Paid from
Free
Score 9.3
02
Charles Schwab
beginners who want fractional shares and branch support
Free to open and hold; $0 online stock and ETF commissions; options $0.65 per contract
Full entry, No. 2 overall
Paid from
Free
Score 9.2
03
Public
beginners who want an IRA match without a subscription
$0 US stock and ETF trades without a membership; optional Public Reserve is $20 per month or $200 per year
Full entry, No. 3 overall
Paid from
$20
Score 8.8
04
Robinhood
mobile-first beginners who may want a cash yield and IRA match
Basic account without a subscription; Robinhood Gold is $5 per month with the first 30 days free
Full entry, No. 4 overall
Paid from
$5
Score 8.8
05
E*TRADE
beginners who plan to learn options later
No subscription; $0 stock, ETF and options commissions plus $0.65 per option contract ($0.50 with 30+ trades per quarter)
Full entry, No. 5 overall
Paid from
Free
Score 8.7
06
Interactive Brokers
beginners who want global markets and interest on cash
No subscription; IBKR Lite has $0 commissions on US stocks and ETFs; IBKR Pro charges per share
Full entry, No. 6 overall
Paid from
Free
Score 8.6
07
Webull
beginners who want fractional shares, ADRs and OTC stocks for free
Free to use; $0 commissions on US-listed stocks, ETFs and options; $0.50 per contract on certain index options
Full entry, No. 7 overall
Paid from
Free
Score 8.5