Free plans only

8 Best Free Free Accounting Software of 2026

By the Rankozo research desk · Updated November 7, 2026

8 of the 8 tools in our best free accounting software ranking offer a permanent free plan. Zoho Books scores highest among them at 8.9 out of 10.

1. 01

   Zoho Books

   Sole traders and micro businesses under $50K in yearly revenue who want full bookkeeping, not just invoicing, at no cost.

   Free plan while revenue stays under $50K a year; Standard $15 per organization per month billed annually ($20 monthly)

   Full entry, No. 1 overall

   Paid from

   $15

   Score 8.9

2. 02

   Wave

   Freelancers and service businesses that mainly send invoices and estimates and want the simplest free start.

   Free Starter plan; Pro $19 per month or $190 per year

   Full entry, No. 2 overall

   Paid from

   $19

   Score 8.5

3. 03

   Manager.io

   Sole traders who want complete double-entry books with no usage limits and are comfortable working on a desktop app.

   Desktop and Server editions free; Cloud Edition $59 per month for unlimited users and businesses

   Full entry, No. 3 overall

   Paid from

   $59

   Score 8.4

4. 04

   GnuCash

   Sole traders comfortable with double-entry bookkeeping who want free, offline software with no account or subscription.

   Free and open source under the GPL; no paid plans

   Full entry, No. 4 overall

   Paid from

   Free

   Score 7.9

5. 05

   Invoice Ninja

   Freelancers whose bookkeeping is mostly invoicing, payments and billable time for a small client list.

   Free plan for 5 clients; Pro $14 per month, or $140 per year; Enterprise from $18 per month

   Full entry, No. 5 overall

   Paid from

   $14

   Score 7.8

6. 06

   Odoo Accounting

   Small businesses that want free accounting with bank sync now and may add sales, inventory or CRM apps later.

   See vendor pricing (USD check pending)

   Full entry, No. 6 overall

   Paid from

   Free plan

   Score 7.7

7. 07

   Akaunting

   Freelancers and small businesses who can run their own server and want free invoicing and expense tracking.

   Free On-Premise Standard plan; Standard Cloud $12 per month, $8 per month on yearly billing

   Full entry, No. 7 overall

   Paid from

   $12

   Score 7.5

8. 08

   ZipBooks

   Very small businesses that want unlimited free invoicing tied to a single bank account.

   See vendor pricing (USD check pending)

   Full entry, No. 8 overall

   Paid from

   Free plan

   Score 7.4

Scores and prices come from our Best Free Accounting Software ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com