Free plans only

7 Best Free Credit Cards for Earning Crypto of 2026

By the Rankozo research desk · Updated November 11, 2026

7 of the 8 tools in our best credit cards for earning crypto ranking offer a permanent free plan. Gemini Credit Card scores highest among them at 8.9 out of 10.

1. 01

   Gemini Credit Card

   Crypto holders who want token rewards with no membership or balance requirement

   $0 annual fee

   Full entry, No. 1 overall

   Paid from

   Free

   Score 8.9

2. 02

   Fold Bitcoin Credit Card

   Bitcoin-only savers who want uncapped bitcoin back on every purchase

   $0 annual fee; a Fold account is required

   Full entry, No. 3 overall

   Paid from

   Free

   Score 8.3

3. 03

   Venmo Credit Card

   Venmo users who want cash back turned into crypto automatically

   $0 annual fee

   Full entry, No. 4 overall

   Paid from

   Free

   Score 8.0

4. 04

   ether.fi Cash Card

   DeFi and Ethereum users who want to spend without selling

   Core is free; Luxe $199 per year and Pinnacle $999 per year

   Full entry, No. 5 overall

   Paid from

   Free

   Score 7.8

5. 05

   MetaMask Card

   Self-custody wallet users who want stablecoin cashback

   Virtual card free; Metal card $199 per year

   Full entry, No. 6 overall

   Paid from

   Free

   Score 7.3

6. 06

   Crypto.com Visa Card

   Crypto.com app users willing to lock up CRO for higher rewards

   See vendor pricing (USD check pending)

   Full entry, No. 7 overall

   Paid from

   Free plan

   Score 7.1

7. 07

   Cash App Card

   People without a credit card who want to buy bitcoin from everyday spending

   $0 monthly fee

   Full entry, No. 8 overall

   Paid from

   Free

   Score 6.9

Scores and prices come from our Best Credit Cards for Earning Crypto ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com