Free plans only

8 Best Free Cheap Accounting Software of 2026

By the Rankozo research desk · Updated November 12, 2026

8 of the 9 tools in our best cheap accounting software ranking offer a permanent free plan. Zoho Books scores highest among them at 8.9 out of 10.

1. 01

   Zoho Books

   small businesses with up to three people doing the books

   Free plan for businesses under $50K yearly revenue; Standard $15 per organization per month billed annually ($20 monthly)

   Full entry, No. 1 overall

   Paid from

   $15

   Score 8.9

2. 02

   Wave

   owner-run businesses that want free invoicing and bookkeeping

   Starter plan free; Pro $19 per month billed monthly or $190 per year

   Full entry, No. 2 overall

   Paid from

   $19

   Score 8.6

3. 03

   QuickBooks Solopreneur

   one-person businesses that want QuickBooks and TurboTax help

   Free plan with 2 invoices a month; Lite $20 per month ($10 a month for the first 3 months)

   Full entry, No. 3 overall

   Paid from

   $20

   Score 8.1

4. 04

   Odoo Accounting

   growing teams that want free multi-user accounting

   See vendor pricing (USD check pending); One App Free plan covers one app for unlimited users

   Full entry, No. 4 overall

   Paid from

   Free plan

   Score 8.0

5. 05

   ZipBooks

   service businesses that invoice often and want a free start

   See vendor pricing (USD check pending); free Starter plan

   Full entry, No. 5 overall

   Paid from

   Free plan

   Score 7.9

6. 06

   Manager.io

   owners who keep books on one computer and want no subscription

   Desktop Edition free; Cloud Edition $59 per month flat for unlimited users and businesses

   Full entry, No. 6 overall

   Paid from

   $59

   Score 7.8

7. 07

   Akaunting

   technical owners who can self-host or need a $12 cloud plan

   Self-hosted version free; Standard Cloud $12 per month billed monthly

   Full entry, No. 7 overall

   Paid from

   $12

   Score 7.6

8. 08

   GnuCash

   owners comfortable with double-entry who want to pay nothing

   Free and open source under the GNU GPL; no paid plan

   Full entry, No. 8 overall

   Paid from

   Free

   Score 7.5

Scores and prices come from our Best Cheap Accounting Software ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com