Free plans only

9 Best Free Car Insurance Comparison Sites of 2026

By the Rankozo research desk · Updated November 10, 2026

9 of the 9 tools in our best car insurance comparison sites ranking offer a permanent free plan. Jerry scores highest among them at 9.1 out of 10.

1. 01

   Jerry

   Drivers who want to compare, buy and switch in one app and have their rate checked again automatically each renewal.

   Free to shop and compare; select carriers in certain states may charge an initial broker or origination fee

   Full entry, No. 1 overall

   Paid from

   Free

   Score 9.1

2. 02

   The Zebra

   Shoppers who want a web-based side-by-side view of real quotes and the option to buy online or talk to an agent.

   See vendor pricing (USD check pending)

   Full entry, No. 2 overall

   Paid from

   Free plan

   Score 9.0

3. 03

   Experian Insurance

   Experian users who want matched quotes from their existing policy and free rate monitoring afterward.

   Free to compare and switch, with free basic rate monitoring

   Full entry, No. 3 overall

   Paid from

   Free

   Score 8.9

4. 04

   Gabi

   Drivers who want an apples-to-apples comparison of their exact current coverage with little manual entry.

   Free to use; Gabi says it never charges fees

   Full entry, No. 4 overall

   Paid from

   Free

   Score 8.7

5. 05

   Compare.com

   Drivers who want a quick ZIP-code-first comparison with real-time quotes from many insurers.

   See vendor pricing (USD check pending)

   Full entry, No. 5 overall

   Paid from

   Free plan

   Score 8.5

6. 06

   Policygenius

   Households that also shop for life or home insurance and want licensed agents by phone.

   See vendor pricing (USD check pending)

   Full entry, No. 6 overall

   Paid from

   Free plan

   Score 8.3

7. 07

   EverQuote

   Drivers who are happy to hear from local agents and want to be matched with insurers quickly.

   Free to consumers

   Full entry, No. 7 overall

   Paid from

   Free

   Score 7.9

8. 08

   SmartFinancial

   Shoppers who want the widest carrier search and the option to get a quote by phone at any hour.

   100% free to compare

   Full entry, No. 8 overall

   Paid from

   Free

   Score 7.7

9. 09

   MoneyGeek

   Researchers who want to compare average rates by insurer and ZIP code before requesting real quotes.

   Free quote requests

   Full entry, No. 9 overall

   Paid from

   Free

   Score 7.6

Scores and prices come from our Best Car Insurance Comparison Sites ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com