Free plans only

6 Best Free Business Credit Cards for an LLC of 2026

By the Rankozo research desk · Updated November 10, 2026

6 of the 10 tools in our best business credit cards for an llc ranking offer a permanent free plan. Chase Ink Business Cash scores highest among them at 9.1 out of 10.

1. 01

   Chase Ink Business Cash

   LLC owners whose main costs are internet, phone, office supplies, gas and meals, and who want a $0 annual fee.

   $0 annual fee

   Full entry, No. 1 overall

   Paid from

   Free

   Score 9.1

2. 02

   Chase Ink Business Unlimited

   LLC owners who want one flat rate with no categories to track and a large welcome bonus.

   $0 annual fee

   Full entry, No. 2 overall

   Paid from

   Free

   Score 9.0

3. 03

   American Express Blue Business Plus

   LLC owners who want flexible points they can transfer to airline and hotel partners without paying an annual fee.

   $0 annual fee

   Full entry, No. 3 overall

   Paid from

   Free

   Score 8.9

4. 04

   Wells Fargo Signify Business Cash

   LLC owners who want the highest flat cash rate on this list with no annual fee and no caps.

   $0 annual fee

   Full entry, No. 4 overall

   Paid from

   Free

   Score 8.8

5. 05

   U.S. Bank Triple Cash Rewards Visa Business

   Local service LLCs with fuel, phone and meal costs that also pay for accounting or other subscription software.

   $0 annual fee

   Full entry, No. 6 overall

   Paid from

   Free

   Score 8.6

6. 06

   Bank of America Business Advantage Customized Cash Rewards

   LLCs that bank with Bank of America and can use Preferred Rewards for Business to raise their cash back rate.

   $0 annual fee

   Full entry, No. 7 overall

   Paid from

   Free

   Score 8.5

Scores and prices come from our Best Business Credit Cards for an LLC ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com