Finance & accounting · Ranked by price to features
9 Best Car Insurance in Massachusetts of 2026
By the Rankozo research desk · Updated November 11, 2026 · Next review December 26, 2026
Plymouth Rock has the best car insurance in Massachusetts for most drivers in 2026 because it has insured Massachusetts drivers for more than 40 years, sells online, by phone or through agents, and offers Door to Door Valet Claim Service to customers with comprehensive or collision coverage; Arbella suits drivers who want a local agent and published discounts, such as up to 36% for anti-theft devices. The lowest Massachusetts figure an insurer publishes here is The Hartford's customer average of about $82 a month for AARP members.
- Tools ranked
- 9
- With free plan
- 0
- Cheapest paid plan
- AARP Auto Insurance from The Hartford, $82
- per month, Massachusetts customer average
By the numbers
- $81,905US households (consumer units) spent an average of $81,905 in 2025, up 4.3 percent from 2024.U.S. Bureau of Labor Statistics
- $27,790US households spent an average of $27,790 on housing in 2025, 33.9 percent of total spending.U.S. Bureau of Labor Statistics
- 3.7%US consumer prices rose 3.7 percent in the 12 months to September 2026, before seasonal adjustment.U.S. Bureau of Labor Statistics
- 63%63 percent of US adults said in 2025 that they would cover a $400 emergency expense with cash or its equivalent, unchanged from 2024.Federal Reserve Board
- 47%Only 47 percent of Americans said they had enough savings or access to funds to cover a $1,000 emergency expense in Bankrate's 2026 survey.Bankrate
- 3.8%The US personal saving rate, personal saving as a share of disposable income, was 3.8 percent in September 2026, according to the Bureau of Economic Analysis.U.S. Bureau of Economic Analysis
Comparison table
| Tool | |||||
|---|---|---|---|---|---|
| Plymouth Rock Assurance | 01 | 8.9 | 8.9 | Check price | No |
| Arbella Insurance | 02 | 8.8 | 9.1 | Customper year, Accident Forgiveness add-on | No |
| AARP Auto Insurance from The Hartford | 03 | 8.6 | 9.0 | $82per month, Massachusetts customer average | No |
| Liberty Mutual | 04 | 8.6 | 8.6 | Customper month, Massachusetts average full coverage | No |
| Progressive | 05 | 8.5 | 8.1 | Customper month, Massachusetts average liability-only policy | No |
| Amica Mutual | 06 | 8.3 | 8.0 | Check price | No |
| The Hanover | 07 | 8.1 | 8.0 | Check price | No |
| USAA | 08 | 8.1 | 7.8 | Customper month, Massachusetts member average | No |
| Allstate | 09 | 8.0 | 7.6 | Check price | No |
Click a column to sort. Prices are the cheapest paid plan quoted from each vendor's US pricing page; "Check price" means the US price check is pending.
How this ranking works
One method for every tool. We compared documented features and published prices; we did not run hands-on tests. Value carries the most weight.
Full methodThis list is for Massachusetts drivers comparing insurers on local rates, claims service and coverage options. We compared documented features, discounts, claims access and published prices on each insurer's own pages in November 2026. Rankozo weights value at 40%, features at 35% and ease of use at 25%. Massachusetts is a no-fault state: every policy needs bodily injury to others at $25,000 per person and $50,000 per accident, $30,000 of property damage, uninsured motorist bodily injury at $25,000 and $50,000, and $8,000 of personal injury protection. Most insurers here publish no Massachusetts price, so we quote the figures that The Hartford, Liberty Mutual, Progressive and USAA publish, plus Arbella's add-on prices, and mark the rest as pending. Some are averages for existing customers or the whole market rather than offers, and we say which. MAPFRE and Safety Insurance, two large Massachusetts writers, are left out because their sites did not load for us, and GEICO's pages blocked our checks.
The verdict
Plymouth Rock is the first quote to get in Massachusetts: it has written policies in the state for more than 40 years, lets you buy online, by phone or from an agent, and backs claims with a door-to-door valet service. Arbella is the best second call for drivers who want a local agent and clear discount and add-on prices, including Accident Forgiveness for $75 a year. AARP members should add The Hartford, whose Massachusetts customers average about $82 a month, and Liberty Mutual is the Boston-based option for buying online with a telematics discount. Progressive is the easiest online quote, Amica suits fans of mutual insurers, USAA serves military families, and The Hanover and Allstate fit households bundling a home or several cars.
- 01Top value
Plymouth Rock Assurance
8.9/10Northeast car insurer that has written Massachusetts policies for more than 40 years and sells online, by phone and through agents.
- Free plan
- No
- Value (40%)
- 8.9
- Features (35%)
- 9.0
- Ease of use (25%)
- 8.8
Best forMassachusetts drivers who put claims service first and want the choice of buying online, by phone or from a local agent.
Plymouth Rock is the strongest all-round choice for Massachusetts because its pitch is built around the part of car insurance most people only test after a crash: the claim. Customers who carry comprehensive or collision get Door to Door Valet Claim Service and Crashbusters, two claims services Plymouth Rock names on its Massachusetts page. The company says it has been a Massachusetts car insurer for more than 40 years and that The Wall Street Journal's Buy Side named it the Best Car Insurance Company in Massachusetts for 2026. Discounts include a new driver family discount for policyholders of two or more years who add a driver with under three years of experience, bundling with home, condo or renters policies, and an advance shopper discount for quoting more than seven days ahead. DriveSavely is its telematics program for Massachusetts drivers. Optional coverages include substitute transportation, towing and labor, MedPay and underinsured auto. Plymouth Rock publishes no Massachusetts average price, so quote it next to Liberty Mutual and Progressive.
- ✓Named Best Car Insurance Company in Massachusetts for 2026 by The Wall Street Journal's Buy Side, per its own page
- ✓Valet claim service takes the car to and from the repair shop
- ✓Quote online, by phone at 800-516-9242 or through a local agent
- ✕No published Massachusetts price, so a quote is the only way to compare
- ✕Valet and Crashbusters services require comprehensive or collision coverage
- ✕Writes car insurance in only six Northeast states
- Massachusetts experience:
- More than 40 years
- Telematics:
- DriveSavely, Massachusetts drivers
- Switch savings:
- $806 a year on average, multistate 2025 survey
- Ways to buy:
- Online, phone or local agent
Bottom line: Plymouth Rock is the first quote to get in Massachusetts, especially if claims service matters more to you than a rock-bottom price. Its valet claim service and long local track record set it apart from national brands.
- 02
Arbella Insurance
8.8/10New England insurer sold through local agents in Massachusetts, New Hampshire, Connecticut and Rhode Island since 1988.
Price
Customper year, Accident Forgiveness add-on
Policy prices are quote-only through agents; Accident Forgiveness costs $75 a year and gap insurance about $30 a year as add-ons
“Accident Forgiveness Just $75/year could save you hundreds.” Quoted from the pricing page, November 11, 2026.
- Free plan
- No
- Value (40%)
- 9.1
- Features (35%)
- 8.9
- Ease of use (25%)
- 8.1
Best forMassachusetts drivers who want a local agent, a long published discount list and low-cost add-ons such as accident forgiveness.
Arbella is a regional insurer that has served Massachusetts, New Hampshire, Connecticut and Rhode Island since 1988, and it is the most transparent insurer here about discounts and add-on prices. Its car insurance page lists up to 13% for an account credit, up to 12% for new customers, up to 36% for anti-theft devices, up to 10% for energy-saving vehicles, up to 10% for Drive Less, Pay Less and up to 10% for students or service members away from home. Massachusetts residents can take 5% off by donating $50 or more to Dana-Farber and the Jimmy Fund, Special Olympics Massachusetts or IMPACT Melanoma. Add-ons are cheap and priced in public: Accident Forgiveness is $75 a year and gap insurance about $30 a year. Qualifying policies get the Customer Care Package with enhanced rental, new vehicle replacement cost and trip interruption coverage. The trade-off is that you buy through an agent, and Arbella notes that certain discounts decrease at each renewal.
- ✓Discounts are published with percentages, such as up to 36% for anti-theft devices
- ✓Add-on prices are listed in plain dollars
- ✓Home and auto bundle could save 20% or more
- ✕Sold only through agents, with no direct online purchase
- ✕No published average premium for a full policy
- ✕Some discounts shrink at each renewal until they stop
- Serving since:
- 1988
- States:
- Massachusetts, New Hampshire, Connecticut, Rhode Island
- Accident Forgiveness:
- $75 a year
- Gap insurance:
- About $30 a year
Bottom line: Arbella gives Massachusetts drivers the clearest view of what discounts and add-ons are worth before they call an agent. It is the best pick for drivers who want local agent service with value built in.
- 03
AARP Auto Insurance from The Hartford
8.6/10Car insurance program for AARP members, with a published Massachusetts customer average.
Price
$82per month, Massachusetts customer average
The Hartford's Massachusetts customers pay about $982 a year, or about $82 a month, on average
“The average customer of The Hartford in Massachusetts pays about $982 a year for car insurance, or about $82 a month.” Quoted from the pricing page, November 11, 2026.
- Free plan
- No
- Value (40%)
- 9.0
- Features (35%)
- 8.3
- Ease of use (25%)
- 8.5
Best forAARP members in Massachusetts who want a low published average price and benefits such as new car replacement.
The AARP Auto Insurance Program from The Hartford posts the lowest Massachusetts average of any insurer here: its page says the average customer in the state pays about $982 a year, or about $82 a month. That is an average for its customer base, which skews toward AARP members, so a younger driver should not expect the same figure. Massachusetts drivers can get New Car Replacement, Accident Forgiveness, a Disappearing Deductible and 24/7 claim service, and The Hartford says members could save over $600 by bundling auto and home. AARP members save simply for being members, though The Hartford notes that rate differences between members and non-members vary by state and membership tenure. You can start or retrieve a quote online. The main limits are the narrow audience and the fact that The Hartford does not write new business everywhere.
- ✓Lowest published Massachusetts average on this list at about $82 a month
- ✓AARP members save just for membership
- ✓Accident Forgiveness and Disappearing Deductible are offered in Massachusetts
- ✕Built for AARP members, so most of the value goes to that group
- ✕The $82 figure is an average for its existing customers, not a quote
- ✕Does not write new business in every area
- Massachusetts average:
- About $82 a month, $982 a year
- Bundle savings:
- Over $600, per The Hartford
- Claims:
- 24/7
- Who it is for:
- AARP members
Bottom line: For AARP members, The Hartford is the price benchmark in Massachusetts, with a published average of about $82 a month. Drivers outside that group should treat it as a secondary quote.
- 04
Liberty Mutual
8.6/10Boston-headquartered national insurer that sells car insurance online, by phone and through agents.
Price
Customper month, Massachusetts average full coverage
Liberty Mutual's Massachusetts page puts the state average for full coverage at about $138 a month, or $1,656 a year, as of November 2026; its own prices are quote-only
“The average cost of “full” coverage car insurance in Massachusetts is about $138 per month, or $1,656 per year.” Quoted from the pricing page, November 11, 2026.
- Free plan
- No
- Value (40%)
- 8.6
- Features (35%)
- 8.6
- Ease of use (25%)
- 8.6
Best forMassachusetts drivers who want a hometown national brand, online buying and a safe-driving discount.
Liberty Mutual is the national brand with the deepest Massachusetts roots: its own site lists its address as 175 Berkeley Street in Boston. Its Massachusetts page puts the average cost of full coverage in the state at about $138 a month, or $1,656 a year, as of November 2026, which makes a useful yardstick even though it is a market figure rather than a Liberty Mutual rate. The same page cites a separate 2026 figure of $1,836 a year, so treat the averages as rough. Savings options named for Massachusetts include an Online Purchase Discount, Bundle and Save, and RightTrack, which can cut up to 30% for good driving behavior, though it applies only to certain coverages. You can buy online, by phone at 800-290-6247 or through a local agent, report claims at 800-2CLAIMS and call roadside assistance 24/7. The page also notes that Massachusetts insurers cannot use credit history, so your driving record carries more weight.
- ✓Headquartered at 175 Berkeley Street in Boston
- ✓Buy online, by phone or through a local agent
- ✓Massachusetts page explains no-fault rules and the 25/50/30 minimums
- ✕The $138 figure is a state average, not Liberty Mutual's own price
- ✕Its page shows two different annual full coverage averages
- ✕RightTrack applies only to certain coverages
- Headquarters:
- Boston, MA
- Massachusetts full coverage average:
- About $138 a month, November 2026
- Safe-driving discount:
- Up to 30% with RightTrack
- Claims line:
- 800-2CLAIMS
Bottom line: Liberty Mutual suits Massachusetts drivers who want to buy online from a Boston-based insurer and earn a telematics discount. Quote it against Plymouth Rock and Arbella, since it publishes no price of its own.
- 05
Progressive
8.5/10National insurer that sells online, by phone and through independent agents, with a published Massachusetts average.
Price
Customper month, Massachusetts average liability-only policy
Progressive's Massachusetts average was $164.42 a month in 2025 for a six-month liability-only policy
“Based on Progressive's internal data, the average cost of a six-month liability-only policy in Massachusetts was $164.42 per month in 2025.” Quoted from the pricing page, November 11, 2026.
- Free plan
- No
- Value (40%)
- 8.1
- Features (35%)
- 8.5
- Ease of use (25%)
- 9.0
Best forMassachusetts drivers who want to compare prices online and use tools such as Name Your Price and Snapshot.
Progressive is the easiest insurer here to shop without talking to anyone. Its Massachusetts page publishes an average from its own data: a six-month liability-only policy in the state averaged $164.42 a month in 2025, based on one vehicle and one driver. That is higher than The Hartford's customer average and covers liability only, so treat it as a ceiling to beat rather than a deal. The Massachusetts discounts it highlights are practical: paying in full, automatic payments by electronic funds transfer and paperless documents. Beyond those, the Name Your Price tool lets you start from a budget, and Snapshot rewards safe driving. Progressive says drivers who switch save over $950 on average, a national figure. You can buy online, by phone at 1-855-347-3939 or through an independent agent in Massachusetts, which helps if you want one agent to compare several carriers at once.
- ✓Publishes a Massachusetts average from its own data
- ✓Strong online quoting and policy tools
- ✓Can be bought through independent agents who also quote other carriers
- ✕Its published Massachusetts average of $164.42 a month is for liability only
- ✕Massachusetts discounts on the state page are mostly payment-based
- ✕Switch savings figure is national, not Massachusetts specific
- Massachusetts average:
- $164.42 a month, 2025 liability-only
- Switch savings:
- Over $950 on average, national
- Phone:
- 1-855-347-3939
- Ways to buy:
- Online, phone or independent agent
Bottom line: Progressive is the most convenient online option in Massachusetts and a good second or third quote. Its published average is high for liability only, so make sure it beats your local insurers before switching.
- 06
Amica Mutual
8.3/10Mutual insurer based in Lincoln, Rhode Island, that sells directly and offers dividend policies.
- Free plan
- No
- Value (40%)
- 8.0
- Features (35%)
- 8.6
- Ease of use (25%)
- 8.4
Best forMassachusetts drivers who want a direct-to-consumer mutual with 24/7 representatives and possible dividends back.
Amica is a mutual insurer headquartered in Lincoln, Rhode Island, close enough to know Massachusetts roads, and its state page speaks directly to drivers commuting in Greater Boston or heading to the Cape. It sells directly, with representatives available 24/7 at 800-242-6422. The Massachusetts page lists young driver training and good student discounts, claim-free and Advanced Driver Training discounts, an annual mileage discount, vehicle equipment discounts for features such as forward-collision warning, and AutoPay, paperless and paid-in-full savings. Nationally, Amica advertises up to 30% for bundling auto with home, umbrella and life, and up to 20% with the StreetSmart safe-driving program. Dividend policies could return a percentage of premiums at each renewal, though Amica says dividends are not guaranteed and not available in every state. Amica does not publish a Massachusetts average, so it needs a quote to judge value.
- ✓Mutual structure with possible dividends at renewal
- ✓Massachusetts page lists family, driving, mileage and equipment discounts
- ✓Direct service by phone around the clock
- ✕No published Massachusetts price
- ✕Dividends are not guaranteed
- ✕Safe-driving and dividend availability vary by state
- Headquarters:
- Lincoln, RI
- Bundle discount:
- Up to 30%
- Safe-driving discount:
- Up to 20% with StreetSmart
- Phone:
- 800-242-6422, 24/7
Bottom line: Amica is the pick for Massachusetts drivers who prefer a mutual insurer with direct, round-the-clock service. Ask about dividend policy availability when you quote.
- 07
The Hanover
8.1/10Worcester, Massachusetts insurer that sells car insurance through independent agents.
- Free plan
- No
- Value (40%)
- 8.0
- Features (35%)
- 8.4
- Ease of use (25%)
- 7.9
Best forMassachusetts homeowners who want to package home and auto with a local insurer through an independent agent.
The Hanover is headquartered at 440 Lincoln Street in Worcester and sells personal car insurance through independent agents. Its Connections auto policy can be customized, but the main draw is Platinum, its most popular home and auto package, which puts both policies on one account with one coverage effective date and one bill and saves money on both premiums. Platinum customers get access to claims handling, 24/7 online self-service tools and flexible payment plans. Two endorsements stand out. Deductible dividends reduce the collision deductible as soon as they are added, worth up to $500 over five years. Newer car replacement pays the actual cash value of the same make and model one model year newer if your car is totaled. Hanover Prestige covers higher-value homes and autos. The Hanover publishes no Massachusetts prices or discount percentages, so an agent quote is the only way to judge value.
- ✓Headquartered at 440 Lincoln Street in Worcester
- ✓Platinum package combines home and auto in one account
- ✓Newer car replacement pays for a car one model year newer
- ✕Sold through agents only, with no direct online purchase
- ✕No published Massachusetts price or discount percentages
- ✕Best value depends on bundling a home policy
- Headquarters:
- Worcester, MA
- Deductible dividends:
- Up to $500 over five years
- Package:
- Platinum home and auto
- Ways to buy:
- Independent agents
Bottom line: The Hanover suits Massachusetts homeowners who want one local insurer for house and car through an independent agent. Drivers without a home to bundle will usually find better value elsewhere.
- 08
USAA
8.1/10Insurer for military members, veterans and their families, with a published Massachusetts member average.
Price
Customper month, Massachusetts member average
USAA's Massachusetts members paid $179 a month on average in 2024
“Massachusetts members paid $179 per month on average in 2024” Quoted from the pricing page, November 11, 2026.
- Free plan
- No
- Value (40%)
- 7.8
- Features (35%)
- 8.4
- Ease of use (25%)
- 8.3
Best forEligible military members, veterans and their families in Massachusetts.
USAA serves active-duty military, National Guard and Reservists, honorably discharged veterans, cadets and eligible spouses and children, and for those households it is worth a quote in Massachusetts. Its state page says Massachusetts members paid $179 a month on average in 2024, the highest published figure on this list, though members may carry richer coverage than the minimum. The value levers are telematics: SafePilot can take up to 30% off at renewal for safe driving, and SafePilot Miles prices low-mileage drivers by distance, which can suit someone about to deploy. Other discounts include multi-vehicle, new vehicle for cars under three years old, and up to 10% for bundling auto and property. Optional coverages include rental reimbursement and roadside assistance, and policies and claims can be managed 24/7 in the USAA Mobile App. Anyone outside the eligible groups cannot buy it.
- ✓Published Massachusetts member average
- ✓Two telematics options, one based on miles driven
- ✓Claims and policy changes available 24/7 in the app
- ✕Only military members, veterans and eligible family can join
- ✕Massachusetts member average of $179 a month is the highest figure here
- ✕Bundle discount tops out at 10%
- Massachusetts average:
- $179 a month, 2024 members
- Safe-driving discount:
- Up to 30% at renewal
- Bundle discount:
- Up to 10%
- Eligibility:
- Military, veterans and eligible family
Bottom line: USAA is worth a quote for eligible military families in Massachusetts, mainly for its telematics savings and app. Its published state average is high, so compare it with Plymouth Rock and Arbella.
- 09
Allstate
8.0/10National insurer sold through local agents and online, with a Massachusetts coverage page.
- Free plan
- No
- Value (40%)
- 7.6
- Features (35%)
- 8.2
- Ease of use (25%)
- 8.3
Best forMassachusetts households with several cars or a home to bundle who want a national brand with local agents.
Allstate's Massachusetts page focuses on discounts. It advertises up to 30% off with Drivewise for safe driving, an average 20% saving when you bundle home and auto, and 25% when you insure more than one car. Massachusetts discounts named on the page include anti-theft devices, defensive driver, good student, student away at school and safe driver. Allstate also says new customers who switched saved $900, but that is a national average from a 2025 survey, and its footnotes say Drivewise and bundle savings are not available in every state, so confirm what applies in Massachusetts when you quote. The page walks through the state's 25/50/30 minimums, $8,000 of PIP and the optional underinsured motorist, collision and comprehensive coverages. You can quote online or through a local agent. With no Massachusetts price published and mostly national savings figures, Allstate ranks behind the regional insurers on value.
- ✓Large multi-car discount for households with several vehicles
- ✓Massachusetts page lists anti-theft, defensive driver, good student and student away discounts
- ✓Drivewise rewards safe driving
- ✕No published Massachusetts price
- ✕Headline savings figures are national averages
- ✕Drivewise is not available in every state
- Safe-driving discount:
- Up to 30% with Drivewise
- Bundle savings:
- 20% average, February 2026 data
- Multi-car savings:
- 25%
- Switch savings:
- $900, national average
Bottom line: Allstate fits Massachusetts families insuring several cars and a home with one national brand. Check which Drivewise and bundle savings apply in the state before you switch.
What to check before you pay
Know the Massachusetts minimums, then buy more
Massachusetts requires bodily injury to others of $25,000 per person and $50,000 per accident, property damage of $30,000, uninsured motorist bodily injury of $25,000 and $50,000, and $8,000 of personal injury protection. Those limits took effect July 1, 2025, according to Liberty Mutual's state page. They rarely cover a serious crash, and a lender will require collision and comprehensive on a financed or leased car, so quote every insurer at the same higher limits.
Understand no-fault and what it does not cover
Your own PIP pays medical bills and some lost wages up to $8,000 per person, whoever caused the crash. Above that, or if an injury meets the state's legal threshold, you may claim against the at-fault driver. Optional medical payments, higher bodily injury limits and underinsured motorist coverage fill the gaps.
Use the published figures as benchmarks
The Hartford's Massachusetts customers average about $82 a month, Liberty Mutual puts the state's full coverage average at about $138 a month, Progressive's 2025 liability-only average was $164.42 a month, and USAA members averaged $179 a month in 2024. These figures measure different groups and coverage levels, so use them as rough yardsticks, not offers.
Your driving record matters more here
Liberty Mutual notes that Massachusetts insurers cannot use credit history to set premiums, so your driving record and years of experience carry more weight. Accident forgiveness, such as Arbella's $75 a year endorsement or The Hartford's benefit, protects a clean record after one mistake.
Pick the claims service you want
Plymouth Rock offers valet claim service, Amica and The Hartford advertise 24/7 claims help, and USAA runs claims through its app. Arbella and The Hanover sell only through agents, who can help after a crash, while Progressive and Liberty Mutual let you buy online. Decide which style you will want when something goes wrong.
FAQ
Who has the best car insurance in Massachusetts?
Plymouth Rock has the best car insurance in Massachusetts for most drivers in 2026. It has insured Massachusetts drivers for more than 40 years, sells online, by phone or through agents, and offers a Door to Door Valet Claim Service to customers with comprehensive or collision coverage. Arbella is the best alternative for drivers who want a local agent and published discounts.
Who is the best car insurance company in Massachusetts for a low price?
Among insurers that publish a Massachusetts figure, The Hartford is lowest: its customers in the state pay about $82 a month on average through the AARP program. Liberty Mutual puts the statewide full coverage average at about $138 a month. Arbella publishes cheap add-ons, such as Accident Forgiveness for $75 a year. Quote at least three insurers at the same limits.
What is the best car insurance company in Massachusetts for claims service?
Plymouth Rock leads on claims service, with Door to Door Valet Claim Service and Crashbusters for customers who carry comprehensive or collision. Amica has representatives available 24/7, and The Hartford lists 24/7 claim service for Massachusetts drivers.
What car insurance is required in Massachusetts?
Massachusetts requires bodily injury to others of $25,000 per person and $50,000 per accident, property damage of $30,000 per accident, uninsured motorist bodily injury of $25,000 and $50,000, and personal injury protection of $8,000 per person. Collision and comprehensive are optional under state law but usually required by lenders.
Is Massachusetts a no-fault state for car insurance?
Yes. Your own personal injury protection pays medical expenses and part of lost wages up to $8,000 per person after a crash, no matter who caused it. If an injury meets the state's legal threshold, you may still pursue a claim against the at-fault driver.
Questions or corrections: editorial@rankozo.comSee our disclosure. Prices change; confirm on the vendor page before buying.
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