Sorted by starting price

7 Cheapest Accounting Software of 2026

By the Rankozo research desk · Updated November 5, 2026

Among the 9 tools in our best accounting software ranking, Akaunting has the lowest verified paid starting price at $12 per month. Prices below are quoted from each vendor's US pricing page.

1. 01

   Akaunting

   Cost-conscious solo owners who are comfortable adding features through apps.

   Standard Cloud $12 per month; Premium Cloud $36; Elite Cloud $84; yearly billing gives 4 months free

   Full entry, No. 8 overall

   Starts at

   $12

   Score 7.5

2. 02

   Zoho Books

   Small businesses that want real double-entry books for $0, then a cheap path to bank feeds and more users.

   Free plan for businesses under $50K revenue; Standard $15 per organization per month billed annually ($20 monthly)

   Full entry, No. 1 overall

   Starts at

   $15

   Score 8.9

3. 03

   Wave

   Sole proprietors and freelancers who want unlimited free invoices and simple books.

   Free Starter plan; Pro $19 per month or $190 per year

   Full entry, No. 2 overall

   Starts at

   $19

   Score 8.5

4. 04

   FreshBooks

   Freelancers and service firms that bill a small number of clients and want easy invoicing.

   Lite $23 per month (80% off for 4 months); Plus $43; Premium $70

   Full entry, No. 5 overall

   Starts at

   $23

   Score 7.9

5. 05

   Xero

   Growing small businesses that need several users and solid bank reconciliation.

   Early $27 per month (80% off for the first 3 months); Growing $59; Established $97

   Full entry, No. 3 overall

   Starts at

   $27

   Score 8.2

6. 06

   Kashoo

   Small businesses that want one flat price with unlimited users and invoices.

   One plan at $30 per month in USD; 14-day free trial

   Full entry, No. 7 overall

   Starts at

   $30

   Score 7.6

7. 07

   QuickBooks Online

   Businesses whose accountant works in QuickBooks, or that want the deepest feature set and payroll in one place.

   Simple Start $38 per month (50% off for 3 months); Essentials $85; Plus $140; Advanced $340

   Full entry, No. 4 overall

   Starts at

   $38

   Score 8.1

Scores and prices come from our Best Accounting Software ranking, which uses one method for every tool. Questions or corrections: editorial@rankozo.com